Business Segments (Tables)

3 Months Ended

Mar. 31, 2017

Business Segments

Schedule of segment reporting information, by segment

	Three Months Ended March 31, 2017
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	11,972	$	316	$	11,206	$	—	$	(1,473)	$	22,021
Gains on sales of loans		—		1,943		—		—		—		1,943
Other noninterest income		2,500		1,087		232		384		—		4,203
Total operating income		14,472		3,346		11,438		384		(1,473)		28,167
Expenses:
Provision for loan losses		100		—		4,300		—		—		4,400
Interest expense		1,465		88		1,907		283		(1,473)		2,270
Salaries and employee benefits		6,235		1,483		2,412		539		—		10,669
Other noninterest expenses		4,443		1,279		1,253		201		—		7,176
Total operating expenses		12,243		2,850		9,872		1,023		(1,473)		24,515
Income (loss) before income taxes		2,229		496		1,566		(639)		—		3,652
Income tax expense (benefit)		407		199		624		(309)		—		921
Net income (loss)	$	1,822	$	297	$	942	$	(330)	$	—	$	2,731
Total assets	$	1,305,717	$	56,178	$	301,506	$	5,873	$	(204,810)	$	1,464,464
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	379	$	194	$	13	$	11	$	—	$	597

	Three Months Ended March 31, 2016
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	11,083	$	310	$	11,811	$	1	$	(1,240)	$	21,965
Gains on sales of loans		—		1,730		—		—		—		1,730
Other noninterest income		2,162		743		232		296		—		3,433
Total operating income		13,245		2,783		12,043		297		(1,240)		27,128
Expenses:
Provision for loan losses		—		—		4,600		—		—		4,600
Interest expense		1,454		62		1,703		283		(1,240)		2,262
Salaries and employee benefits		6,008		1,184		2,627		352		—		10,171
Other noninterest expenses		4,432		1,001		1,328		158		—		6,919
Total operating expenses		11,894		2,247		10,258		793		(1,240)		23,952
Income (loss) before income taxes		1,351		536		1,785		(496)		—		3,176
Income tax expense (benefit)		22		214		703		(247)		—		692
Net income (loss)	$	1,329	$	322	$	1,082	$	(249)	$	—	$	2,484
Total assets	$	1,237,374	$	39,924	$	292,075	$	5,186	$	(169,735)	$	1,404,824
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	297	$	169	$	147	$	—	$	—	$	613