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Regulatory Requirements and Restrictions (Tables)
12 Months Ended
Dec. 31, 2016
Regulatory Requirements and Restrictions  
Schedule of actual capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum To Be

 

 

 

 

 

 

 

 

 

 

 

 

 

Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

Minimum Capital

 

Corrective Action

 

 

 

Actual

 

Requirements

 

Provisions

 

(Dollars in thousands)

 

   Amount   

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

  

As of December 31, 2016:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

159,525

 

13.9

%

$

91,695

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

160,971

 

14.0

 

 

91,772

 

8.0

 

$

114,716

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

144,819

 

12.6

 

 

68,772

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

12.8

 

 

68,829

 

6.0

 

 

91,772

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

120,085

 

10.5

 

 

51,579

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

12.8

 

 

51,622

 

4.5

 

 

74,565

 

6.5

 

Tier 1 Capital (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

144,819

 

10.3

 

 

56,463

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

146,307

 

10.2

 

 

57,097

 

4.0

 

 

71,371

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2015:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

150,102

 

15.0

%

$

80,216

 

8.0

%

 

N/A

 

N/A

 

C&F Bank

 

 

150,711

 

15.0

 

 

80,560

 

8.0

 

$

100,700

 

10.0

%

Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

137,210

 

13.7

 

 

60,162

 

6.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

137,815

 

13.7

 

 

60,420

 

6.0

 

 

80,560

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

112,633

 

11.2

 

 

45,121

 

4.5

 

 

N/A

 

N/A

 

C&F Bank

 

 

137,815

 

13.7

 

 

45,315

 

4.5

 

 

65,455

 

6.5

 

Tier 1 Capital (to Average Tangible Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

 

137,210

 

10.0

 

 

54,756

 

4.0

 

 

N/A

 

N/A

 

C&F Bank

 

 

137,815

 

10.1

 

 

54,792

 

4.0

 

 

68,491

 

5.0