Loans - Major Classifications of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Loans
Loans	$ 972,668	$ 901,461
Less allowance for loan losses	(37,070)	(35,569)
Loans, net	935,598	865,892
Real estate - residential mortgage
Loans
Loans	185,451	186,763
Real estate - construction
Loans
Loans	33,283	7,759
Commercial, financial and agricultural
Loans
Loans	390,863	356,062
Equity lines
Loans
Loans	50,278	50,111
Consumer Loan
Loans
Loans	8,636	9,011
Amount included related to demand deposit overdrafts	286	266
Consumer Finance
Loans
Loans	$ 304,157	$ 291,755

Amount of loans included in classification related to demand deposit overdrafts.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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