Loans - Major Classifications of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Loans
Loans	$ 925,010	$ 901,461
Less allowance for loan losses	(35,838)	(35,569)
Loans, net	889,172	865,892
Real estate - residential mortgage
Loans
Loans	184,860	186,763
Real estate - construction
Loans
Loans	27,214	7,759
Commercial, financial and agricultural
Loans
Loans	364,708	356,062
Equity lines
Loans
Loans	49,901	50,111
Consumer Loan
Loans
Loans	9,139	9,011
Amount included related to demand deposit overdrafts	243	266
Consumer Finance
Loans
Loans	$ 289,188	$ 291,755

Amount of loans included in classification related to demand deposit overdrafts.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

+ References

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