Business Segments (Tables)

3 Months Ended

Mar. 31, 2016

Business Segments

Schedule of segment reporting information, by segment

	Three Months Ended March 31, 2016
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	11,083	$	310	$	11,811	$	1	$	(1,240)	$	21,965
Gains on sales of loans		—		1,730		—		—		—		1,730
Other noninterest income		2,162		743		232		296		—		3,433
Total operating income		13,245		2,783		12,043		297		(1,240)		27,128
Expenses:
Provision for loan losses		—		—		4,600		—		—		4,600
Interest expense		1,454		62		1,703		283		(1,240)		2,262
Salaries and employee benefits		6,008		1,184		2,627		352		—		10,171
Other noninterest expenses		4,432		1,001		1,328		158		—		6,919
Total operating expenses		11,894		2,247		10,258		793		(1,240)		23,952
Income (loss) before income taxes		1,351		536		1,785		(496)		—		3,176
Income tax expense (benefit)		22		214		703		(187)		—		752
Net income (loss)	$	1,329	$	322	$	1,082	$	(309)	$	—	$	2,424
Total assets	$	1,237,374	$	39,924	$	292,075	$	5,186	$	(169,735)	$	1,404,824
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	297	$	169	$	147	$	—	$	—	$	613

	Three Months Ended March 31, 2015
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	10,549	$	294	$	11,119	$	—	$	(1,159)	$	20,803
Gains on sales of loans		—		1,645		—		—		—		1,645
Other noninterest income		2,181		596		287		392		—		3,456
Total operating income		12,730		2,535		11,406		392		(1,159)		25,904
Expenses:
Provision for loan losses		—		15		3,500		—		—		3,515
Interest expense		1,332		48		1,521		289		(1,159)		2,031
Salaries and employee benefits		5,937		1,389		2,439		399		—		10,164
Other noninterest expenses		4,256		1,004		1,180		146		—		6,586
Total operating expenses		11,525		2,456		8,640		834		(1,159)		22,296
Income (loss) before income taxes		1,205		79		2,766		(442)		—		3,608
Income tax expense (benefit)		20		32		1,079		(168)		—		963
Net income (loss)	$	1,185	$	47	$	1,687	$	(274)	$	—	$	2,645
Total assets	$	1,203,194	$	55,406	$	277,160	$	4,302	$	(176,237)	$	1,363,825
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	241	$	31	$	35	$	1	$	—	$	308