Note 9 - Business Segments (Tables)

6 Months Ended

Jun. 30, 2014

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

	Three Months Ended June 30, 2014
(Dollars in thousands)	Retail Banking		Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	10,919	$	333	$	11,684	$	—		$	(1,224	)	$	21,712
Gains on sales of loans		—		1,647		—		—			—			1,647
Other noninterest income		2,283		733		261		342			—			3,619
Total operating income		13,202		2,713		11,945		342			(1,224	)		26,978
Expenses:
Interest expense		1,495		50		1,585		235			(1,224	)		2,141
Provision for loan losses		—		15		3,250		—			—			3,265
Salaries and employee benefits		5,589		1,138		2,107		231			—			9,065
Other noninterest expenses		4,621		1,136		1,218		216			—			7,191
Total operating expenses		11,705		2,339		8,160		682			(1,224	)		21,662
Income (loss) before income taxes		1,497		374		3,785		(340	)		—			5,316
Provision for (benefit from) income taxes		76		150		1,476		(128	)		—			1,574
Net income (loss)	$	1,421	$	224	$	2,309	$	(212	)	$	—		$	3,742
Total assets	$	1,184,486	$	48,755	$	284,905	$	3,606		$	(174,261	)	$	1,347,491
Goodwill	$	5,907	$	—	$	10,723	$	—		$	—		$	16,630
Capital expenditures	$	680	$	7	$	79	$	—		$	—		$	766

	Three Months Ended June 30, 2013
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	7,783		$	416	$	12,320	$	1		$	(1,290	)	$	19,230
Gains on sales of loans		—			3,577		—		—			—			3,577
Other noninterest income		1,689			1,086		276		335			—			3,386
Total operating income		9,472			5,079		12,596		336			(1,290	)		26,193
Expenses:
Interest expense		1,473			81		1,628		190			(1,290	)		2,082
Provision for loan losses		600			30		2,490		—			—			3,120
Salaries and employee benefits		4,067			2,009		1,944		209			—			8,229
Other noninterest expenses		3,228			1,315		1,060		716			—			6,319
Total operating expenses		9,368			3,435		7,122		1,115			(1,290	)		19,750
Income (loss) before income taxes		104			1,644		5,474		(779	)		—			6,443
Provision for (benefit from) income taxes		(395	)		658		2,135		(133	)		—			2,265
Net income (loss)	$	499		$	986	$	3,339	$	(646	)	$	—		$	4,178
Total assets	$	843,917		$	75,448	$	286,514	$	4,054		$	(217,252	)	$	992,681
Goodwill	$	—		$	—	$	10,723	$	—		$	—		$	10,723
Capital expenditures	$	527		$	30	$	22	$	—		$	—		$	579

	Six Months Ended June 30, 2014
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	21,687		$	631	$	23,122	$	—		$	(2,434	)	$	43,006
Gains on sales of loans		—			2,837		—		—			—			2,837
Other noninterest income		4,508			1,488		562		683			—			7,241
Total operating income		26,195			4,956		23,684		683			(2,434	)		53,084
Expenses:
Interest expense		3,070			94		3,159		472			(2,434	)		4,361
Provision for loan losses		—			30		6,745		—			—			6,775
Salaries and employee benefits		11,439			2,099		4,254		432			—			18,224
Other noninterest expenses		9,299			2,334		2,302		451			—			14,386
Total operating expenses		23,808			4,557		16,460		1,355			(2,434	)		43,746
Income (loss) before income taxes		2,387			399		7,224		(672	)		—			9,338
Provision for (benefit from) income taxes		(19	)		160		2,817		(255	)		—			2,703
Net income (loss)	$	2,406		$	239	$	4,407	$	(417	)	$	—		$	6,635
Total assets	$	1,184,486		$	48,755	$	284,905	$	3,606		$	(174,261	)	$	1,347,491
Goodwill	$	5,907		$	—	$	10,723	$	—		$	—		$	16,630
Capital expenditures	$	1,148		$	41	$	84	$	1		$	—		$	1,274

	Six Months Ended June 30, 2013
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	15,599		$	843	$	24,492	$	1		$	(2,582	)	$	38,353
Gains on sales of loans		—			5,278		—		—			—			5,278
Other noninterest income		3,400			2,164		574		645			—			6,783
Total operating income		18,999			8,285		25,066		646			(2,582	)		50,414
Expenses:
Interest expense		3,017			173		3,244		378			(2,582	)		4,230
Provision for loan losses		1,000			60		5,240		—			—			6,300
Salaries and employee benefits		8,209			2,754		3,934		401			—			15,298
Other noninterest expenses		6,253			2,744		2,174		1,108			—			12,279
Total operating expenses		18,479			5,731		14,592		1,887			(2,582	)		38,107
Income (loss) before income taxes		520			2,554		10,474		(1,241	)		—			12,307
Provision for (benefit from) income taxes		(675	)		1,022		4,085		(309	)		—			4,123
Net income (loss)	$	1,195		$	1,532	$	6,389	$	(932	)	$	—		$	8,184
Total assets	$	843,917		$	75,448	$	286,514	$	4,054		$	(217,252	)	$	992,681
Goodwill	$	—		$	—	$	10,723	$	—		$	—		$	10,723
Capital expenditures	$	1,732		$	131	$	41	$	2		$	—		$	1,906