Note 5 - Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2014

Disclosure Text Block Supplement [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

(Dollars in thousands)	Real Estate Residential Mortgage			Real Estate Construction		Commercial, Financial and Agricultural			Equity Lines			Consumer			Consumer Finance			Total
Allowance for loan losses:
Balance at December 31, 2013	$	2,355		$	434	$	7,805		$	892		$	273		$	23,093		$	34,852
Provision charged to operations		30			—		—			—			—			6,745			6,775
Loans charged off		(79	)		—		(174	)		(47	)		(147	)		(8,098	)		(8,545	)
Recoveries of loans previously charged off		24			—		47			—			170			1,935			2,176
Balance at June 30, 2014	$	2,330		$	434	$	7,678		$	845		$	296		$	23,675		$	35,258

(Dollars in thousands)	Real Estate Residential Mortgage			Real Estate Construction		Commercial, Financial and Agricultural			Equity Lines			Consumer			Consumer Finance			Total
Allowance for loan losses:
Balance at December 31, 2012	$	2,358		$	424	$	9,824		$	885		$	283		$	22,133		$	35,907
Provision charged to operations		522			50		328			11			149			5,240			6,300
Loans charged off		(475	)		—		(2,270	)		(37	)		(228	)		(6,361	)		(9,371	)
Recoveries of loans previously charged off		86			—		60			27			79			1,681			1,933
Balance at June 30, 2013	$	2,491		$	474	$	7,942		$	886		$	283		$	22,693		$	34,769

(Dollars in thousands)	Real Estate Residential Mortgage		Real Estate Construction		Commercial, Financial and Agricultural		Equity Lines		Consumer		Consumer Finance		Total
Allowance for loan losses:
Balance at June 30, 2014	$	2,330	$	434	$	7,678	$	845	$	296	$	23,675	$	35,258
Ending balance: individually evaluated for impairment	$	430	$	—	$	545	$	1	$	14	$	—	$	990
Ending balance: collectively evaluated for impairment	$	1,900	$	434	$	7,133	$	844	$	282	$	23,675	$	34,268
Ending balance: PCI loans	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Loans:
Balance at June 30, 2014	$	180,514	$	7,580	$	295,545	$	50,577	$	8,239	$	283,973	$	826,428
Ending balance: individually evaluated for impairment	$	2,348	$	—	$	3,200	$	30	$	93	$	—	$	5,671
Ending balance: collectively evaluated for impairment	$	176,088	$	7,179	$	267,726	$	50,213	$	8,122	$	283,973	$	793,301
Ending balance: PCI loans	$	2,078	$	401	$	24,619	$	334	$	24	$	—	$	27,456

(Dollars in thousands)	Real Estate Residential Mortgage		Real Estate Construction		Commercial, Financial and Agricultural		Equity Lines		Consumer		Consumer Finance		Total
Allowance for loan losses:
Ending balance	$	2,355	$	434	$	7,805	$	892	$	273	$	23,093	$	34,852
Ending balance: individually evaluated for impairment	$	390	$	—	$	639	$	—	$	14	$	—	$	1,043
Ending balance: collectively evaluated for impairment	$	1,965	$	434	$	7,166	$	892	$	259	$	23,093	$	33,809
Ending balance: PCI loans	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Loans:
Ending balance	$	188,455	$	5,810	$	288,593	$	50,795	$	9,007	$	277,724	$	820,384
Ending balance: individually evaluated for impairment	$	2,601	$	—	$	3,437	$	131	$	93	$	—	$	6,262
Ending balance: collectively evaluated for impairment	$	183,160	$	5,039	$	256,554	$	50,332	$	8,793	$	277,724	$	781,602
Ending balance: PCI loans	$	2,694	$	771	$	28,602	$	332	$	121	$	—	$	32,520

Allowance For Credit Losses On Financing Receivables By Credit Quality Indicators (Table Text Block)

(Dollars in thousands)		Pass		Special Mention		Substandard		Substandard Nonaccrual		Total1
Real estate – residential mortgage	$	172,699	$	1,975	$	3,687	$	2,153	$	180,514
Real estate – construction:
Construction lending		1,759		—		2,649		—		4,408
Consumer lot lending		3,085		87		—		—		3,172
Commercial, financial and agricultural:
Commercial real estate lending		166,679		4,403		13,434		1,702		186,218
Land acquisition and development lending		28,608		1,341		3,697		—		33,646
Builder line lending		16,390		1,174		568		—		18,132
Commercial business lending		43,174		1,231		12,771		374		57,550
Equity lines		48,644		775		949		209		50,577
Consumer		7,889		2		116		232		8,239
	$	488,927	$	10,988	$	37,871	$	4,670	$	542,456

(Dollars in thousands)	Pass		Special Mention		Substandard		Substandard Nonaccrual		Total1
Real estate – residential mortgage	$	180,670	$	2,209	$	3,580	$	1,996	$	188,455
Real estate – construction:
Construction lending		1,068		11		2,649		—		3,728
Consumer lot lending		1,831		105		146		—		2,082
Commercial, financial and agricultural:
Commercial real estate lending		152,017		2,934		11,685		1,486		168,122
Land acquisition and development lending		18,236		1,601		5,803		—		25,640
Builder line lending		11,608		1,278		527		13		13,426
Commercial business lending		61,715		2,758		16,558		374		81,405
Equity lines		48,603		1,003		898		291		50,795
Consumer		8,616		2		158		231		9,007
	$	484,364	$	11,901	$	42,004	$	4,391	$	542,660

Financing Receivable Credit Quality Indicators [Table Text Block]

(Dollars in thousands)		Performing		Non-Performing		Total
Consumer finance	$	283,327	$	646	$	283,973

(Dollars in thousands)	Performing		Non-Performing		Total
Consumer finance	$	276,537	$	1,187	$	277,724