Note 8 - Business Segments (Tables)

6 Months Ended

Jun. 30, 2013

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

	Three Months Ended June 30, 2013
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	7,783		$	416	$	12,320	$	1		$	(1,290	)	$	19,230
Gains on sales of loans		—			3,577		—		—			—			3,577
Other noninterest income		1,689			1,086		276		335			—			3,386
Total operating income		9,472			5,079		12,596		336			(1,290	)		26,193
Expenses:
Interest expense		1,473			81		1,628		190			(1,290	)		2,082
Provision for loan losses		600			30		2,490		—			—			3,120
Salaries and employee benefits		4,067			2,009		1,944		209			—			8,229
Other noninterest expenses		3,228			1,315		1,060		716			—			6,319
Total operating expenses		9,368			3,435		7,122		1,115			(1,290	)		19,750
Income (loss) before income taxes		104			1,644		5,474		(779	)		—			6,443
Provision for (benefit from) income taxes		(395	)		658		2,135		(133	)		—			2,265
Net income (loss)	$	499		$	986	$	3,339	$	(646	)	$	—		$	4,178
Total assets	$	843,917		$	75,448	$	286,514	$	4,054		$	(217,252	)	$	992,681
Capital expenditures	$	527		$	30	$	22	$	—		$	—		$	579

	Three Months Ended June 30, 2012
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	8,096		$	566	$	11,695	$	—		$	(1,259	)	$	19,098
Gains on sales of loans		—			1,631		—		—			—			1,631
Other noninterest income		1,464			979		234		336			(2	)		3,011
Total operating income		9,560			3,176		11,929		336			(1,261	)		23,740
Expenses:
Interest expense		1,920			113		1,574		248			(1,259	)		2,596
Provision for loan losses		750			30		2,080		—			—			2,860
Salaries and employee benefits		3,742			723		1,846		198			—			6,509
Other noninterest expenses		2,862			1,613		1,051		105			—			5,631
Total operating expenses		9,274			2,479		6,551		551			(1,259	)		17,596
Income (loss) before income taxes		286			697		5,378		(215	)		(2	)		6,144
Provision for (benefit from) income taxes		(332	)		278		2,098		(81	)		—			1,963
Net income (loss)	$	618		$	419	$	3,280	$	(134	)	$	(2	)	$	4,181
Total assets	$	791,327		$	91,025	$	265,995	$	2,974		$	(201,607	)	$	949,714
Capital expenditures	$	173		$	158	$	41	$	—		$	—		$	372

	Six Months Ended June 30, 2013
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	15,599		$	843	$	24,492	$	1		$	(2,582	)	$	38,353
Gains on sales of loans		—			5,278		—		—			—			5,278
Other noninterest income		3,400			2,164		574		645			—			6,783
Total operating income		18,999			8,285		25,066		646			(2,582	)		50,414
Expenses:
Interest expense		3,017			173		3,244		378			(2,582	)		4,230
Provision for loan losses		1,000			60		5,240		—			—			6,300
Salaries and employee benefits		8,209			2,754		3,934		401			—			15,298
Other noninterest expenses		6,253			2,744		2,174		1,108			—			12,279
Total operating expenses		18,479			5,731		14,592		1,887			(2,582	)		38,107
Income (loss) before income taxes		520			2,554		10,474		(1,241	)		—			12,307
Provision for (benefit from) income taxes		(675	)		1,022		4,085		(309	)		—			4,123
Net income (loss)	$	1,195		$	1,532	$	6,389	$	(932	)	$	—		$	8,184
Total assets	$	843,917		$	75,448	$	286,514	$	4,054		$	(217,252	)	$	992,681
Capital expenditures	$	1,732		$	131	$	41	$	2		$	—		$	1,906

	Six Months Ended June 30, 2012
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	16,163		$	1,140	$	23,034	$	—		$	(2,483	)	$	37,854
Gains on sales of loans		—			2,962		—		—			—			2,962
Other noninterest income		3,030			2,095		494		672			—			6,291
Total operating income		19,193			6,197		23,528		672			(2,483	)		47,107
Expenses:
Interest expense		4,078			219		3,124		497			(2,483	)		5,435
Provision for loan losses		1,500			105		3,980		—			—			5,585
Salaries and employee benefits		7,748			1,534		3,722		475			—			13,479
Other noninterest expenses		5,771			2,945		1,974		256			—			10,946
Total operating expenses		19,097			4,803		12,800		1,228			(2,483	)		35,445
Income (loss) before income taxes		96			1,394		10,728		(556	)		—			11,662
Provision for (benefit from) income taxes		(829	)		557		4,184		(211	)		—			3,701
Net income (loss)	$	925		$	837	$	6,544	$	(345	)	$	—		$	7,961
Total assets	$	791,327		$	91,025	$	265,995	$	2,974		$	(201,607	)	$	949,714
Capital expenditures	$	352		$	209	$	99	$	—		$	—		$	660