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Consolidated Balance Sheets (Current Period Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 7,830 $ 8,079
Interest-bearing deposits in other banks 52,003 17,541
Total cash and cash equivalents 59,833 25,620
Securities-available for sale at fair value, amortized cost of $144,223 and $143,661, respectively 147,588 152,817
Loans held for sale at fair value and lower of cost or market, respectively 59,312 72,727
Loans, net of allowance for loan losses of $34,769 and $35,907, respectively 638,557 640,283
Federal Home Loan Bank stock, at cost 3,525 3,744
Corporate premises and equipment, net 27,852 27,083
Other real estate owned, net of valuation allowance of $4,245 and $3,937, respectively 3,925 6,236
Accrued interest receivable 5,545 5,673
Goodwill 10,724 10,724
Other assets 35,820 32,111
Total assets 992,681 977,018
Deposits    
Noninterest-bearing demand deposits 117,501 105,721
Savings and interest-bearing demand deposits 295,366 293,854
Time deposits 280,930 286,609
Total deposits 693,797 686,184
Short-term borrowings 13,531 9,139
Long-term borrowings 132,987 132,987
Trust preferred capital notes 20,620 20,620
Accrued interest payable 786 837
Other liabilities 25,160 25,054
Total liabilities 886,881 874,821
Commitments and contingent liabilities 0 0
Shareholders’ equity    
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,291,434 and 3,259,823 shares issued and outstanding, respectively) 3,185 3,162
Additional paid-in capital 6,595 5,624
Retained earnings 94,979 88,695
Accumulated other comprehensive income, net 1,041 4,716
Total shareholders’ equity 105,800 102,197
Total liabilities and shareholders’ equity $ 992,681 $ 977,018