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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income    
Interest and fees on loans $ 17,819 $ 17,476
Interest on money market investments 23 8
Interest and dividends on securities    
U.S. government agencies and corporations 106 57
Tax-exempt obligations of states and political subdivisions 1,142 1,187
Corporate bonds and other 33 28
Total interest income 19,123 18,756
Interest expense    
Savings and interest-bearing deposits 219 253
Certificates of deposit, $100 or more 375 640
Other time deposits 485 724
Borrowings 881 973
Trust preferred capital notes 188 249
Total interest expense 2,148 2,839
Net interest income 16,975 15,917
Provision for loan losses 3,180 2,725
Net interest income after provision for loan losses 13,795 13,192
Noninterest income    
Gains on sales of loans 4,797 4,103
Service charges on deposit accounts 924 801
Other service charges and fees 1,504 1,368
Net gains on calls of available for sale securities 2  
Other income 967 1,111
Total noninterest income 8,194 7,383
Noninterest expenses    
Salaries and employee benefits 10,165 9,742
Occupancy expenses 1,768 1,721
Other expenses 4,192 3,594
Total noninterest expenses 16,125 15,057
Income before income taxes 5,864 5,518
Income tax expense 1,858 1,738
Net income 4,006 3,780
Effective dividends on preferred stock   146
Net income available to common shareholders $ 4,006 $ 3,634
Per common share data    
Net income – basic (in Dollars per share) $ 1.23 $ 1.14
Net income – assuming dilution (in Dollars per share) $ 1.19 $ 1.11
Cash dividends declared (in Dollars per share) $ 0.29 $ 0.26
Weighted average number of shares – basic (in Shares) 3,266,712 3,190,518
Weighted average number of shares – assuming dilution (in Shares) 3,371,277 3,264,975