Note 8 - Business Segments (Tables)

3 Months Ended

Mar. 31, 2013

Schedule of Segment Reporting Information, by Segment [Table Text Block]

	Three Months Ended March 31, 2013
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	7,816		$	427	$	12,172	$	—		$	(1,292	)	$	19,123
Gains on sales of loans		—			4,797		—		—			—			4,797
Other noninterest income		1,711			1,078		298		310			—			3,397
Total operating income		9,527			6,302		12,470		310			(1,292	)		27,317
Expenses:
Interest expense		1,544			92		1,616		188			(1,292	)		2,148
Provision for loan losses		400			30		2,750		—			—			3,180
Salaries and employee benefits		4,142			3,841		1,990		192			—			10,165
Other noninterest expenses		3,025			1,429		1,114		392			—			5,960
Total operating expenses		9,111			5,392		7,470		772			(1,292	)		21,453
Income (loss) before income taxes		416			910		5,000		(462	)		—			5,864
Provision for (benefit from) income taxes		(280	)		364		1,950		(176	)		—			1,858
Net income (loss)	$	696		$	546	$	3,050	$	(286	)	$	—		$	4,006
Total assets	$	830,597		$	59,674	$	282,991	$	3,493		$	(183,378	)	$	993,377
Capital expenditures	$	1,205		$	101	$	19	$	2		$	—		$	1,327

	Three Months Ended March 31, 2012
(Dollars in thousands)	Retail Banking			Mortgage Banking		Consumer Finance		Other			Eliminations			Consolidated
Revenues:
Interest income	$	8,066		$	574	$	11,340	$	—		$	(1,224	)	$	18,756
Gains on sales of loans		—			4,103		—		—			—			4,103
Other noninterest income		1,566			1,115		260		337			2			3,280
Total operating income		9,632			5,792		11,600		337			(1,222	)		26,139
Expenses:
Interest expense		2,158			106		1,550		249			(1,224	)		2,839
Provision for loan losses		750			75		1,900		—			—			2,725
Salaries and employee benefits		4,006			3,582		1,876		278			—			9,742
Other noninterest expenses		2,909			1,332		923		151			—			5,315
Total operating expenses		9,823			5,095		6,249		678			(1,224	)		20,621
Income (loss) before income taxes		(191	)		697		5,351		(341	)		2			5,518
Provision for (benefit from) income taxes		(498	)		279		2,087		(130	)		—			1,738
Net income (loss)	$	307		$	418	$	3,264	$	(211	)	$	2		$	3,780
Total assets	$	786,829		$	75,864	$	254,913	$	3,077		$	(175,212	)	$	945,471
Capital expenditures	$	173		$	51	$	58	$	—		$	—		$	282