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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest income      
Interest and fees on loans $ 71,947 $ 68,571 $ 64,941
Interest on money market investments 22 46 43
Interest and dividends on securities      
U.S. government agencies and corporations 213 206 281
Tax-exempt obligations of states and political subdivisions 4,659 4,859 4,459
Corporate bonds and other 123 108 124
Total interest income 76,964 73,790 69,848
Interest expense      
Savings and interest-bearing deposits 824 1,102 1,142
Certificates of deposit, $100 or more 2,047 2,684 3,161
Other time deposits 2,454 3,217 3,935
Borrowings 3,799 3,892 3,998
Trust preferred capital notes 987 986 999
Total interest expense 10,111 11,881 13,235
Net interest income 66,853 61,909 56,613
Provision for loan losses 12,405 14,160 14,959
Net interest income after provision for loan losses 54,448 47,749 41,654
Noninterest income      
Gains on sales of loans 20,572 16,094 18,564
Service charges on deposit accounts 3,326 3,509 3,511
Other service charges and fees 6,310 5,290 4,913
Investment services income 1,017 1,008 834
Net gains on calls and sales of available for sale securities 11 13 70
Other income 2,266 1,132 1,808
Total noninterest income 33,502 27,046 29,700
Noninterest Expenses      
Salaries and employee benefits 40,693 34,317 34,889
Occupancy expenses 6,795 6,491 5,768
Other expenses 16,434 15,276 19,638
Total noninterest expenses 63,922 56,084 60,295
Income before income taxes 24,028 18,711 11,059
Income tax expense 7,646 5,735 2,949
Net income 16,382 12,976 8,110
Effective dividends on preferred stock 311 1,183 1,149
Net income available to common shareholders $ 16,071 $ 11,793 $ 6,961
Earnings per common share-basic (in dollars per share) $ 5.00 $ 3.76 $ 2.26
Earnings per common share-assuming dilution (in dollars per share) $ 4.86 $ 3.72 $ 2.24