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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 8,079 $ 5,787
Interest-bearing deposits in other banks 17,541 4,723
Federal funds sold 0 997
Total cash and cash equivalents 25,620 11,507
Securities-available for sale at fair value, amortized cost of $143,661 and $137,575, respectively 152,817 144,646
Loans held for sale, net 72,727 70,062
Loans, net of allowance for loan losses of $35,907 and $33,677, respectively 640,283 616,984
Federal Home Loan Bank stock, at cost 3,744 3,767
Corporate premises and equipment, net 27,083 28,462
Other real estate owned, net of valuation allowance of $3,937 and $3,927, respectively 6,236 6,059
Accrued interest receivable 5,673 5,242
Goodwill 10,724 10,724
Other assets 32,111 30,671
Total assets 977,018 928,124
Deposits    
Noninterest-bearing demand deposits 105,721 95,556
Savings and interest-bearing demand deposits 293,854 242,917
Time deposits 286,609 307,943
Total deposits 686,184 646,416
Short-term borrowings 9,139 7,544
Long-term borrowings 132,987 132,987
Trust preferred capital notes 20,620 20,620
Accrued interest payable 837 1,111
Other liabilities 25,054 23,356
Total liabilities 874,821 832,034
Commitments and contingent liabilities      
Shareholders' Equity    
Preferred stock ($1.00 par value, 3,000,000 shares authorized, 0 and 10,000 shares issued and outstanding, respectively) 0 10
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,259,823 and 3,178,510 shares issued and outstanding, respectively) 3,162 3,091
Additional paid-in capital 5,624 13,438
Retained earnings 88,695 76,167
Accumulated other comprehensive income, net 4,716 3,384
Total shareholders' equity 102,197 96,090
Total liabilities and shareholders' equity $ 977,018 $ 928,124