CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Operating activities:
Net income	$ 12,976	$ 8,110	$ 5,526
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	2,121	1,887	2,067
Deferred income taxes	(1,341)	(2,253)	(3,477)
Provision for loan losses	14,160	14,959	18,563
Provision for indemnifications	807	3,745	2,490
Provision for other real estate owned losses	911	2,180	2,614
Share-based compensation	395	367	318
Accretion of discounts and amortization of premiums on securities, net	758	615	172
Net realized gain on securities	(13)	(70)	(22)
Net realized (gain) loss on sale of other real estate owned	(57)	(45)	93
Origination of loans held for sale	(616,438)	(748,263)	(1,063,108)
Sale of loans	613,529	709,866	1,071,394
Change in other assets and liabilities:
Accrued interest receivable	(169)	335	(312)
Other assets	6	(1,238)	(4,579)
Accrued interest payable	(49)	(409)	(352)
Other liabilities	396	(3,194)	454
Net cash provided by (used in) operating activities	27,992	(13,408)	31,841
Investing activities:
Proceeds from maturities, calls and sales of securities available for sale	31,098	28,693	23,139
Purchase of securities available for sale	(39,914)	(41,969)	(39,286)
Net redemptions of FHLB stock	120	0	1,397
Net increase in customer loans	(29,440)	(13,964)	(15,424)
Other real estate owned improvements	0	(218)	0
Proceeds from sales of other real estate owned	8,801	5,492	3,495
Purchases of corporate premises and equipment, net	(1,840)	(1,140)	(426)
Net cash used in investing activities	(31,175)	(23,106)	(27,105)
Financing activities:
Net increase in demand, interest-bearing demand and savings deposits	23,025	23,352	10,269
Net (decrease) increase in time deposits	(1,743)	(4,848)	45,636
Net decrease in borrowings	(2,989)	(6,692)	(48,628)
Issuance of preferred stock	0	0	19,914
Redemption of preferred stock	(10,000)	0	0
Issuance of common stock	41	0	0
Proceeds from exercise of stock options	694	409	326
Cash dividends	(4,018)	(4,088)	(4,080)
Net cash provided by financing activities	5,010	8,133	23,437
Net increase (decrease) in cash and cash equivalents	1,827	(28,381)	28,173
Cash and cash equivalents at beginning of year	9,680	38,061	9,888
Cash and cash equivalents at end of year	11,507	9,680	38,061
Supplemental disclosure
Interest paid	11,930	13,644	15,811
Income taxes paid	6,955	4,070	4,231
Supplemental disclosure of noncash investing and financing activities
Unrealized (losses) gains on securities available for sale	6,300	(1,026)	1,970
Loans transferred to other real estate owned	(5,040)	(5,265)	(16,874)
Pension adjustment	$ (860)	$ 215	$ 1,129