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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 5,787 $ 7,150
Interest-bearing deposits in other banks and federal funds sold 5,720 2,530
Total cash and cash equivalents 11,507 9,680
Securities-available for sale at fair value, amortized cost of $137,575 and $129,505, respectively 144,646 130,275
Loans held for sale, net 70,062 67,153
Loans, net of allowance for loan losses of $33,677and $28,840, respectively 616,984 606,744
Federal Home Loan Bank stock, at cost 3,767 3,887
Corporate premises and equipment, net 28,462 28,743
Other real estate owned, net of valuation allowance of $3,927 and $3,979, respectively 6,059 10,674
Accrued interest receivable 5,242 5,073
Goodwill 10,724 10,724
Other assets 30,671 31,184
Total assets 928,124 904,137
Deposits    
Noninterest-bearing demand deposits 95,556 87,263
Savings and interest-bearing demand deposits 242,917 228,185
Time deposits 307,943 309,686
Total deposits 646,416 625,134
Short-term borrowings 7,544 10,618
Long-term borrowings 132,987 132,902
Trust preferred capital notes 20,620 20,620
Accrued interest payable 1,111 1,160
Other liabilities 23,356 20,926
Total liabilities 832,034 811,360
Commitments and contingent liabilities      
Shareholders' Equity    
Preferred stock ($1.00 par value, 3,000,000 shares authorized, 10,000 and 20,000 shares issued and outstanding, respectively) 10 20
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,178,510 and 3,118,066 shares issued and outstanding, respectively) 3,091 3,032
Additional paid-in capital 13,438 22,112
Retained earnings 76,167 67,542
Accumulated other comprehensive income, net 3,384 71
Total shareholders' equity 96,090 92,777
Total liabilities and shareholders' equity $ 928,124 $ 904,137