CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating activities:
Net income	$ 9,565	$ 5,733
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	1,553	1,407
Provision for loan losses	10,285	10,219
Provision for indemnifications	552	3,515
Provision for other real estate owned losses	711	1,695
Share-based compensation	251	265
Accretion of discounts and amortization of premiums on securities, net	581	425
Net realized gains on securities sold and called	(1)	(65)
Net realized gains on sales of other real estate owned	(87)	(6)
Gains on sales of corporate premises and equipment	(18)	0
Proceeds from sales of loans	458,486	496,517
Origination of loans held for sale	(427,710)	(545,176)
Change in other assets and liabilities:
Accrued interest receivable	(77)	397
Other assets	(232)	(1,048)
Accrued interest payable	(40)	(289)
Other liabilities	(4,143)	1,193
Net cash provided by (used in) operating activities	49,676	(25,218)
Investing activities:
Proceeds from maturities, calls and sales of securities available for sale	21,768	22,882
Purchases of securities available for sale	(27,958)	(30,979)
Decrease in Federal Home Loan Bank stock	89	0
Net increase in customer loans	(30,501)	(6,802)
Other real estate owned improvements	0	(219)
Proceeds from sales of other real estate owned	7,851	3,203
Purchases of corporate premises and equipment, net	(1,560)	(1,504)
Net cash used in investing activities	(30,311)	(13,419)
Financing activities:
Net increase in demand, interest-bearing demand and savings deposits	9,674	13,991
Net increase in time deposits	2,558	872
Net decrease in borrowings	(4,716)	(1,487)
Proceeds from exercise of stock options	142	145
Proceeds from issuance of common stock	3	0
Redemption of preferred stock	(10,000)	0
Cash dividends	(3,072)	(3,063)
Net cash (used in) provided by financing activities	(5,411)	10,458
Net increase (decrease) in cash and cash equivalents	13,954	(28,179)
Cash and cash equivalents at beginning of period	9,680	38,061
Cash and cash equivalents at end of period	23,634	9,882
Supplemental disclosure
Interest paid	9,003	10,317
Income taxes paid	5,658	4,032
Supplemental disclosure of noncash investing and financing activities
Unrealized gains on securities available for sale	5,908	3,610
Loans transferred to other real estate owned	4,039	3,444
Pension adjustment	16	(19)
Unrealized loss on cash flow hedging instrument	$ (398)	$ (425)