CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Interest and fees on loans	$ 17,611	$ 16,530	$ 51,000	$ 48,014
Interest on money market investments	7	9	38	37
Interest and dividends on securities
U.S. government agencies and corporations	50	63	156	230
Tax-exempt obligations of states and political subdivisions	1,222	1,105	3,641	3,307
Corporate bonds and other	28	29	84	102
Total interest income	18,918	17,736	54,919	51,690
Interest expense
Savings and interest-bearing deposits	247	277	853	822
Certificates of deposit, $100 or more	677	782	2,013	2,445
Other time deposits	785	972	2,454	3,014
Borrowings	975	1,047	2,907	2,996
Trust preferred capital notes	247	256	736	751
Total interest expense	2,931	3,334	8,963	10,028
Net interest income	15,987	14,402	45,956	41,662
Provision for loan losses	4,075	3,719	10,285	10,219
Net interest income after provision for loan losses	11,912	10,683	35,671	31,443
Noninterest income
Gains on sales of loans	4,282	4,865	11,778	13,292
Service charges on deposit accounts	915	957	2,609	2,563
Other service charges and fees	1,370	1,343	3,776	3,592
Net gains (losses) on calls and sales of available for sale securities	1	(11)	1	65
Other income	572	670	1,550	1,388
Total noninterest income	7,140	7,824	19,714	20,900
Noninterest expenses
Salaries and employee benefits	7,965	8,811	24,887	25,474
Occupancy expenses	1,644	1,518	4,781	4,305
Other expenses	4,314	4,475	11,932	14,823
Total noninterest expenses	13,923	14,804	41,600	44,602
Income before income taxes	5,129	3,703	13,785	7,741
Income tax expense	1,616	1,117	4,220	2,008
Net income	3,513	2,586	9,565	5,733
Effective dividends on preferred stock	458	288	1,037	861
Net income available to common shareholders	$ 3,055	$ 2,298	$ 8,528	$ 4,872
Per common share data
Net income - basic	$ 0.97	$ 0.74	$ 2.72	$ 1.58
Net income - assuming dilution	$ 0.96	$ 0.74	$ 2.69	$ 1.57
Cash dividends declared	$ 0.25	$ 0.25	$ 0.75	$ 0.75
Weighted average number of shares - basic	3,141,926	3,089,211	3,132,332	3,082,384
Weighted average number of shares - assuming dilution	3,174,369	3,096,990	3,166,930	3,099,442