Business Segments (Tables)

12 Months Ended

Dec. 31, 2023

Business Segments

Schedule of segment reporting information, by segment

	Year Ended December 31, 2023
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Interest income	$	98,387	$	1,695	$	47,264	$	—	$	(23,209)	$	124,137
Interest expense		24,184		612		22,826		2,246		(23,438)		26,430
Net interest income		74,203		1,083		24,438		(2,246)		229		97,707
Gain on sales of loans		—		5,845		—		—		(65)		5,780
Other noninterest income		16,465		4,353		962		2,257		(202)		23,835
Net revenue		90,668		11,281		25,400		11		(38)		127,322
Provision for loan losses		1,625		—		6,650		—		—		8,275
Noninterest expense		60,813		10,688		14,816		3,625		(59)		89,883
Income (loss) before taxes		28,230		593		3,934		(3,614)		21		29,164
Income tax expense (benefit)		5,302		128		1,055		(1,066)		(1)		5,418
Net income (loss)	$	22,928	$	465	$	2,879	$	(2,548)	$	22	$	23,746
Other data:
Capital expenditures	$	1,301	$	12	$	146	$	—	$	—	$	1,459
Depreciation and amortization	$	3,402	$	79	$	398	$	—	$	—	$	3,879

	Year Ended December 31, 2022
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Interest income	$	72,568	$	2,036	$	42,441	$	—	$	(15,691)	$	101,354
Interest expense		5,532		662		15,124		2,358		(15,786)		7,890
Net interest income		67,036		1,374		27,317		(2,358)		95		93,464
Gain on sales of loans		—		7,963		—		—		(465)		7,498
Other noninterest income		19,250		4,856		1,050		(3,230)		(212)		21,714
Net revenue		86,286		14,193		28,367		(5,588)		(582)		122,676
Provision for loan losses		(600)		32		3,740		—		—		3,172
Noninterest expense		56,718		12,580		15,284		(1,982)		(60)		82,540
Income (loss) before taxes		30,168		1,581		9,343		(3,606)		(522)		36,964
Income tax expense (benefit)		5,794		371		2,512		(973)		(109)		7,595
Net income (loss)	$	24,374	$	1,210	$	6,831	$	(2,633)	$	(413)	$	29,369
Other data:
Capital expenditures	$	3,265	$	66	$	17	$	—	$	—	$	3,348
Depreciation and amortization	$	3,720	$	226	$	410	$	—	$	—	$	4,356

	Year Ended December 31, 2021
	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Interest income	$	62,402	$	3,845	$	37,803	$	—	$	(10,322)	$	93,728
Interest expense		5,693		1,157		9,503		2,349		(10,343)		8,359
Net interest income		56,709		2,688		28,300		(2,349)		21		85,369
Gain on sales of loans		—		22,370		—		—		(91)		22,279
Other noninterest income		15,208		9,192		1,046		2,207		(101)		27,552
Net revenue		71,917		34,250		29,346		(142)		(171)		135,200
Provision for credit losses		(200)		(45)		820		—		—		575
Noninterest expense		54,981		23,328		14,881		3,375		(22)		96,543
Income (loss) before taxes		17,136		10,967		13,645		(3,517)		(149)		38,082
Income tax expense (benefit)		3,051		3,284		3,685		(1,030)		(31)		8,959
Net income (loss)	$	14,085	$	7,683	$	9,960	$	(2,487)	$	(118)	$	29,123
Other data:
Capital expenditures	$	878	$	164	$	3,744	$	—	$	—	$	4,786
Depreciation and amortization	$	4,113	$	256	$	372	$	—	$	—	$	4,741

	Community		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Total assets at December 31, 2023	$	2,319,810	$	22,177	$	476,671	$	35,581	$	(415,741)	$	2,438,498
Total assets at December 31, 2022	$	2,206,299	$	24,500	$	479,864	$	43,241	$	(421,587)	$	2,332,317