Regulatory Requirements and Restrictions (Tables)

12 Months Ended

Dec. 31, 2023

Regulatory Requirements and Restrictions

Schedule of actual capital amounts and ratios

	December 31, 2023
					Minimum Capital				Well Capitalized
	Actual				Requirements				Requirements
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
The Corporation
Total risk-based capital ratio	$	289,396	14.8	%	$	155,927	8.0	%	$	N/A	N/A	%
Tier 1 risk-based capital ratio		244,830	12.6			116,945	6.0			N/A	N/A
Common Equity Tier 1 capital ratio		219,830	11.3			87,709	4.5			N/A	N/A
Tier 1 leverage ratio		244,830	10.1			97,449	4.0			N/A	N/A
The Bank
Total risk-based capital ratio	$	271,952	14.1	%	$	153,816	8.0	%	$	192,270	10.0	%
Tier 1 risk-based capital ratio		247,712	12.9			115,362	6.0			153,816	8.0
Common Equity Tier 1 capital ratio		247,712	12.9			86,522	4.5			124,976	6.5
Tier 1 leverage ratio		247,712	10.3			96,655	4.0			120,819	5.0

	December 31, 2022
					Minimum Capital				Well Capitalized
	Actual				Requirements				Requirements
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
The Corporation
Total risk-based capital ratio	$	280,606	15.4	%	$	145,958	8.0	%	$	N/A	N/A	%
Tier 1 risk-based capital ratio		233,581	12.8			109,468	6.0			N/A	N/A
Common Equity Tier 1 capital ratio		208,581	11.4			82,101	4.5			N/A	N/A
Tier 1 leverage ratio		233,581	9.9			94,562	4.0			N/A	N/A
The Bank
Total risk-based capital ratio	$	255,719	14.2	%	$	144,074	8.0	%	$	180,093	10.0	%
Tier 1 risk-based capital ratio		232,985	12.9			108,056	6.0			144,074	8.0
Common Equity Tier 1 capital ratio		232,985	12.9			81,042	4.5			117,060	6.5
Tier 1 leverage ratio		232,985	9.9			93,856	4.0			117,320	5.0