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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets    
Cash and due from banks $ 16,382 $ 19,610
Interest-bearing deposits in other banks 58,777 7,051
Total cash and cash equivalents 75,159 26,661
Securities-available for sale at fair value, amortized cost of $494,092 and $557,128, respectively 462,444 512,591
Loans held for sale, at fair value 14,176 14,259
Loans, net of allowance for credit losses of $39,651 and $40,518, respectively 1,702,488 1,595,200
Restricted stock, at cost 2,925 1,120
Corporate premises and equipment, net 41,914 43,849
Accrued interest receivable 10,398 8,982
Goodwill 25,191 25,191
Other intangible assets, net 1,407 1,679
Bank-owned life insurance 21,464 20,909
Net deferred tax asset 18,731 22,014
Other assets 62,201 59,862
Total assets 2,438,498 2,332,317
Deposits    
Noninterest-bearing demand deposits 549,367 605,210
Savings and interest-bearing demand deposits 843,564 1,017,356
Time deposits 673,199 381,294
Total deposits 2,066,130 2,003,860
Short-term borrowings 58,223 36,592
Long-term borrowings 25,894 30,106
Trust preferred capital notes 25,422 25,386
Accrued interest payable 3,493 950
Other liabilities 41,820 39,190
Total liabilities 2,220,982 2,136,084
Commitments and contingent liabilities (Note 18)
Equity    
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,374,098 and 3,476,614 shares issued and outstanding, respectively, includes 135,694 and 145,677 of unvested shares, respectively) 3,238 3,331
Additional paid-in capital 6,567 12,047
Retained earnings 233,760 217,214
Accumulated other comprehensive loss, net (26,687) (36,958)
Equity attributable to C&F Financial Corporation 216,878 195,634
Noncontrolling interest 638 599
Total equity 217,516 196,233
Total liabilities and equity $ 2,438,498 $ 2,332,317