XML 62 R51.htm IDEA: XBRL DOCUMENT v3.19.1
Allowance for Loan Losses - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
Allowance for loan losses    
Loans, excluding consumer finance $ 776,049 $ 765,966
Loans 1,075,641 1,062,120
Pass    
Allowance for loan losses    
Loans, excluding consumer finance 756,244 744,812
Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 16,281 17,851
Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 1,910 1,802
Substandard Nonaccrual    
Allowance for loan losses    
Loans, excluding consumer finance 1,614 1,501
Real estate - residential mortgage    
Allowance for loan losses    
Loans, excluding consumer finance 183,697 184,901
Loans 183,697 184,901
Real estate - residential mortgage | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 179,808 180,232
Real estate - residential mortgage | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 2,210 2,832
Real estate - residential mortgage | Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 978 1,243
Real estate - residential mortgage | Substandard Nonaccrual    
Allowance for loan losses    
Loans, excluding consumer finance 701 594
Real estate - construction    
Allowance for loan losses    
Loans 65,588 54,461
Real estate - construction | Construction Lending    
Allowance for loan losses    
Loans, excluding consumer finance 53,319 42,051
Real estate - construction | Construction Lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 53,319 42,051
Real estate - construction | Consumer lot lending    
Allowance for loan losses    
Loans, excluding consumer finance 12,269 12,410
Real estate - construction | Consumer lot lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 12,269 12,410
Commercial, financial and agricultural    
Allowance for loan losses    
Loans 459,820 455,935
Commercial, financial and agricultural | Commercial real estate lending    
Allowance for loan losses    
Loans, excluding consumer finance 303,080 310,833
Commercial, financial and agricultural | Commercial real estate lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 299,627 306,578
Commercial, financial and agricultural | Commercial real estate lending | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 3,008 3,801
Commercial, financial and agricultural | Commercial real estate lending | Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 445 454
Commercial, financial and agricultural | Land acquisition and development lending    
Allowance for loan losses    
Loans, excluding consumer finance 45,245 43,404
Commercial, financial and agricultural | Land acquisition and development lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 35,151 33,156
Commercial, financial and agricultural | Land acquisition and development lending | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 10,094 10,248
Commercial, financial and agricultural | Builder line lending    
Allowance for loan losses    
Loans, excluding consumer finance 29,180 31,201
Commercial, financial and agricultural | Builder line lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 28,743 31,201
Commercial, financial and agricultural | Builder line lending | Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 437  
Commercial, financial and agricultural | Commercial business lending    
Allowance for loan losses    
Loans, excluding consumer finance 82,315 70,497
Commercial, financial and agricultural | Commercial business lending | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 81,735 69,897
Commercial, financial and agricultural | Commercial business lending | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 551 576
Commercial, financial and agricultural | Commercial business lending | Substandard Nonaccrual    
Allowance for loan losses    
Loans, excluding consumer finance 29 24
Equity lines    
Allowance for loan losses    
Loans, excluding consumer finance 54,111 55,660
Loans 54,111 55,660
Equity lines | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 52,895 54,289
Equity lines | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 409 389
Equity lines | Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 47 99
Equity lines | Substandard Nonaccrual    
Allowance for loan losses    
Loans, excluding consumer finance 760 883
Consumer    
Allowance for loan losses    
Loans, excluding consumer finance 12,833 15,009
Loans 12,833 15,009
Consumer | Pass    
Allowance for loan losses    
Loans, excluding consumer finance 12,697 14,998
Consumer | Special Mention    
Allowance for loan losses    
Loans, excluding consumer finance 9 5
Consumer | Substandard    
Allowance for loan losses    
Loans, excluding consumer finance 3 $ 6
Consumer | Substandard Nonaccrual    
Allowance for loan losses    
Loans, excluding consumer finance $ 124