Business Segments (Tables)

3 Months Ended

Mar. 31, 2019

Business Segments

Schedule of segment reporting information, by segment

	Three Months Ended March 31, 2019
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	14,324	$	350	$	10,145	$	2	$	(1,870)	$	22,951
Gains on sales of loans		—		2,136		—		—		—		2,136
Other noninterest income		2,935		1,318		196		518		—		4,967
Total operating income		17,259		3,804		10,341		520		(1,870)		30,054
Expenses:
Provision for loan losses		—		—		2,395		—		—		2,395
Interest expense		2,175		163		2,551		285		(1,870)		3,304
Salaries and employee benefits		7,475		1,627		2,252		553		—		11,907
Other noninterest expenses		4,903		1,244		1,375		248		—		7,770
Total operating expenses		14,553		3,034		8,573		1,086		(1,870)		25,376
Income (loss) before income taxes		2,706		770		1,768		(566)		—		4,678
Income tax expense (benefit)		416		203		483		(195)		—		907
Net income (loss)	$	2,290	$	567	$	1,285	$	(371)	$	—	$	3,771
Total assets	$	1,380,790	$	53,642	$	301,579	$	6,836	$	(193,487)	$	1,549,360
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	722	$	24	$	8	$	—	$	—	$	754

	Three Months Ended March 31, 2018
	Retail		Mortgage		Consumer
(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
Revenues:
Interest income	$	13,160	$	367	$	10,849	$	—	$	(1,632)	$	22,744
Gains on sales of loans		—		2,239		—		—		—		2,239
Other noninterest income		2,619		857		248		483		—		4,207
Total operating income		15,779		3,463		11,097		483		(1,632)		29,190
Expenses:
Provision for loan losses		—		—		3,300		—		—		3,300
Interest expense		1,617		143		2,165		283		(1,632)		2,576
Salaries and employee benefits		6,486		1,443		2,265		539		—		10,733
Other noninterest expenses		4,981		1,275		1,307		243		—		7,806
Total operating expenses		13,084		2,861		9,037		1,065		(1,632)		24,415
Income (loss) before income taxes		2,695		602		2,060		(582)		—		4,775
Income tax expense (benefit)		383		167		562		(229)		—		883
Net income (loss)	$	2,312	$	435	$	1,498	$	(353)	$	—	$	3,892
Total assets	$	1,356,936	$	54,516	$	292,417	$	5,066	$	(184,009)	$	1,524,926
Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
Capital expenditures	$	572	$	21	$	28	$	—	$	—	$	621