X0202 5 2004-12-31 0 0 0 0000913072 MERRILL MERCHANTS BANCSHARES INC MERB 0001248395 KNOWLES ROBERT E 201 MAIN STREET BANGOR ME 04401 1 0 0 0 COMMON STOCK 32955 D COMMON STOCK 28203 I BY SPOUNSE HOLDINGS UPDATED FOR STOCK DIVIDEND AND DIVIDEND REINVESTMENT SHARES FOR 2004 DEBORAH JORDAN WITH POA FOR ROBERT E KNOWES 2004-12-31