XML 194 R177.htm IDEA: XBRL DOCUMENT v3.25.1
Financial instruments risks - Summary of Credit Risk Exposure of Loans and Advances (Details) - ARS ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Disclosure of credit risk exposure [line items]    
Financial assets $ 15,350,501,149 $ 11,753,183,986
Debt securities 2,461,681,262 1,833,311,004
Financial assets at amortised cost 8,281,410,537 7,472,926,498
Total loan commitments and financial guarantees 3,471,551,943 1,408,980,172
Total credit risk exposure 15,350,501,149 11,753,183,986
Wholesale    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 644,817,414 525,564,116
Wholesale Business    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 126,425,220 210,429,605
Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 162,657,173 208,766,443
Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 122,136,205 77,096,824
Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 233,598,816 29,271,244
Retail    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,826,734,529 883,416,056
Retail Advances    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 14,827,666 28,929,705
Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,807,335,057 850,807,486
Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 3,881,551 3,481,517
Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 690,255  
Other financial assets    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   197,348
Financial assets at amortized cost    
Disclosure of credit risk exposure [line items]    
Financial assets at amortised cost 8,375,147,617 7,605,699,495
Financial assets at amortized cost | Wholesale    
Disclosure of credit risk exposure [line items]    
Financial assets 5,218,807,744 2,659,604,263
Financial assets at amortized cost | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Financial assets 1,678,823,355 1,151,637,940
Financial assets at amortized cost | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 1,726,193,273 789,156,296
Financial assets at amortized cost | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Financial assets 378,184,032 22,471
Financial assets at amortized cost | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Financial assets 919,378,387 346,691,972
Financial assets at amortized cost | Wholesale Others    
Disclosure of credit risk exposure [line items]    
Financial assets 516,228,697 372,095,584
Financial assets at amortized cost | Retail    
Disclosure of credit risk exposure [line items]    
Financial assets 2,996,435,566 2,117,132,312
Financial assets at amortized cost | Retail Advances    
Disclosure of credit risk exposure [line items]    
Financial assets 3,179,536 4,157,983
Financial assets at amortized cost | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Financial assets 1,816,918,989 1,468,861,738
Financial assets at amortized cost | Retail Personal Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 652,523,556 334,213,212
Financial assets at amortized cost | Retail Bridge Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 246,836,049 104,456,830
Financial assets at amortized cost | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Financial assets 271,113,510 196,868,339
Financial assets at amortized cost | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 4,263,439 4,741,925
Financial assets at amortized cost | Other financial assets    
Disclosure of credit risk exposure [line items]    
Financial assets 1,600,487 3,832,285
Financial assets at amortized cost | Debt securities    
Disclosure of credit risk exposure [line items]    
Financial assets 159,904,307 210,536,162
Financial assets at fair value through other comprehensive income    
Disclosure of credit risk exposure [line items]    
Debt securities 2,461,681,262 1,833,311,004
Total financial assets risk 11,878,949,206 10,344,203,814
Financial assets at fair value through other comprehensive income | Debt securities    
Disclosure of credit risk exposure [line items]    
Debt securities 2,461,681,262 1,833,311,004
Cash and cash equivalents    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 1,042,120,327 905,193,315
Reverse repurchase agreements    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   2,618,426,758
Reverse repurchase agreements | BCRA repos (CCC+)    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   2,618,426,758
Stage 1    
Disclosure of credit risk exposure [line items]    
Total loan commitments and financial guarantees 3,310,861,940 1,274,815,404
Total credit risk exposure 12,113,279,569 9,468,066,582
Stage 1 | Wholesale    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 605,654,440 474,146,108
Stage 1 | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 115,594,098 182,358,733
Stage 1 | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 152,971,422 201,947,941
Stage 1 | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 121,249,204 68,788,927
Stage 1 | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 215,839,716 21,050,507
Stage 1 | Retail    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,705,207,500 800,669,296
Stage 1 | Retail Advances    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 14,332,266 27,847,180
Stage 1 | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,687,775,960 770,660,261
Stage 1 | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,415,398 1,990,060
Stage 1 | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 683,876  
Stage 1 | Other financial assets    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   171,795
Stage 1 | Financial assets at amortized cost    
Disclosure of credit risk exposure [line items]    
Financial assets at amortised cost 7,685,643,561 6,868,250,968
Stage 1 | Financial assets at amortized cost | Wholesale    
Disclosure of credit risk exposure [line items]    
Financial assets 5,054,873,309 2,460,608,745
Stage 1 | Financial assets at amortized cost | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Financial assets 1,627,278,931 1,099,143,921
Stage 1 | Financial assets at amortized cost | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 1,676,557,727 678,551,274
Stage 1 | Financial assets at amortized cost | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Financial assets 375,201,620 8,025
Stage 1 | Financial assets at amortized cost | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Financial assets 859,606,334 310,809,941
Stage 1 | Financial assets at amortized cost | Wholesale Others    
Disclosure of credit risk exposure [line items]    
Financial assets 516,228,697 372,095,584
Stage 1 | Financial assets at amortized cost | Retail    
Disclosure of credit risk exposure [line items]    
Financial assets 2,630,770,252 1,789,215,465
Stage 1 | Financial assets at amortized cost | Retail Advances    
Disclosure of credit risk exposure [line items]    
Financial assets 1,002,106 2,539,453
Stage 1 | Financial assets at amortized cost | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Financial assets 1,633,558,594 1,267,633,162
Stage 1 | Financial assets at amortized cost | Retail Personal Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 559,553,150 285,298,231
Stage 1 | Financial assets at amortized cost | Retail Bridge Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 238,682,962 101,329,378
Stage 1 | Financial assets at amortized cost | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Financial assets 193,420,283 126,583,781
Stage 1 | Financial assets at amortized cost | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 2,952,670 4,710,722
Stage 1 | Financial assets at amortized cost | Other financial assets    
Disclosure of credit risk exposure [line items]    
Financial assets 1,600,487 1,120,738
Stage 1 | Financial assets at fair value through other comprehensive income    
Disclosure of credit risk exposure [line items]    
Debt securities 74,653,741 419,806,895
Total financial assets risk 8,802,417,629 8,193,251,178
Stage 1 | Financial assets at fair value through other comprehensive income | Debt securities    
Disclosure of credit risk exposure [line items]    
Debt securities 74,653,741 419,806,895
Stage 1 | Cash and cash equivalents    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 1,042,120,327 905,193,315
Stage 1 | Reverse repurchase agreements    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   2,618,426,758
Stage 1 | Reverse repurchase agreements | BCRA repos (CCC+)    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   2,618,426,758
Stage 2    
Disclosure of credit risk exposure [line items]    
Total loan commitments and financial guarantees 159,740,418 133,712,926
Total credit risk exposure 3,123,453,673 2,207,997,430
Stage 2 | Wholesale    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 39,030,267 51,368,823
Stage 2 | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 10,822,142 28,058,941
Stage 2 | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 9,685,744 6,818,485
Stage 2 | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 887,001 8,307,897
Stage 2 | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 17,635,380 8,183,500
Stage 2 | Retail    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 120,710,151 82,344,103
Stage 2 | Retail Advances    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 492,404 1,075,757
Stage 2 | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 118,876,905 79,874,405
Stage 2 | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 1,334,496 1,368,388
Stage 2 | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 6,346  
Stage 2 | Other financial assets    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   25,553
Stage 2 | Financial assets at amortized cost    
Disclosure of credit risk exposure [line items]    
Financial assets at amortised cost 576,685,734 660,780,395
Stage 2 | Financial assets at amortized cost | Wholesale    
Disclosure of credit risk exposure [line items]    
Financial assets 148,561,327 186,934,328
Stage 2 | Financial assets at amortized cost | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Financial assets 46,568,893 43,374,906
Stage 2 | Financial assets at amortized cost | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 49,635,093 110,604,549
Stage 2 | Financial assets at amortized cost | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Financial assets 2,960,468 3,347
Stage 2 | Financial assets at amortized cost | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Financial assets 49,396,873 32,951,526
Stage 2 | Financial assets at amortized cost | Retail    
Disclosure of credit risk exposure [line items]    
Financial assets 268,220,100 263,309,905
Stage 2 | Financial assets at amortized cost | Retail Advances    
Disclosure of credit risk exposure [line items]    
Financial assets 415,997 821,000
Stage 2 | Financial assets at amortized cost | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Financial assets 135,627,862 170,296,770
Stage 2 | Financial assets at amortized cost | Retail Personal Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 55,613,581 24,612,075
Stage 2 | Financial assets at amortized cost | Retail Bridge Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 5,614,063 1,422,594
Stage 2 | Financial assets at amortized cost | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Financial assets 69,785,765 63,414,716
Stage 2 | Financial assets at amortized cost | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 1,162,832 31,203
Stage 2 | Financial assets at amortized cost | Other financial assets    
Disclosure of credit risk exposure [line items]    
Financial assets 0 2,711,547
Stage 2 | Financial assets at amortized cost | Debt securities    
Disclosure of credit risk exposure [line items]    
Financial assets 159,904,307 210,536,162
Stage 2 | Financial assets at fair value through other comprehensive income    
Disclosure of credit risk exposure [line items]    
Debt securities 2,387,027,521 1,413,504,109
Total financial assets risk 2,963,713,255 2,074,284,504
Stage 2 | Financial assets at fair value through other comprehensive income | Debt securities    
Disclosure of credit risk exposure [line items]    
Debt securities 2,387,027,521 1,413,504,109
Stage 3    
Disclosure of credit risk exposure [line items]    
Total loan commitments and financial guarantees 949,585 451,842
Total credit risk exposure 113,767,907 77,119,974
Stage 3 | Wholesale    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 132,707 49,185
Stage 3 | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 8,980 11,931
Stage 3 | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 7 17
Stage 3 | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 123,720 37,237
Stage 3 | Retail    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 816,878 402,657
Stage 3 | Retail Advances    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 2,996 6,768
Stage 3 | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 682,192 272,820
Stage 3 | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts 131,657 123,069
Stage 3 | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 33  
Stage 3 | Other financial assets    
Disclosure of credit risk exposure [line items]    
Exposure to credit risk on loan commitments and financial guarantee contracts   0
Stage 3 | Financial assets at amortized cost    
Disclosure of credit risk exposure [line items]    
Financial assets at amortised cost 112,818,322 76,668,132
Stage 3 | Financial assets at amortized cost | Wholesale    
Disclosure of credit risk exposure [line items]    
Financial assets 15,373,108 12,061,190
Stage 3 | Financial assets at amortized cost | Wholesale Business    
Disclosure of credit risk exposure [line items]    
Financial assets 4,975,531 9,119,113
Stage 3 | Financial assets at amortized cost | Wholesale CIB    
Disclosure of credit risk exposure [line items]    
Financial assets 453 473
Stage 3 | Financial assets at amortized cost | Wholesale International and Institutional    
Disclosure of credit risk exposure [line items]    
Financial assets 21,944 11,099
Stage 3 | Financial assets at amortized cost | Wholesale MSMEs    
Disclosure of credit risk exposure [line items]    
Financial assets 10,375,180 2,930,505
Stage 3 | Financial assets at amortized cost | Retail    
Disclosure of credit risk exposure [line items]    
Financial assets 97,445,214 64,606,942
Stage 3 | Financial assets at amortized cost | Retail Advances    
Disclosure of credit risk exposure [line items]    
Financial assets 1,761,433 797,530
Stage 3 | Financial assets at amortized cost | Retail Credit Cards    
Disclosure of credit risk exposure [line items]    
Financial assets 47,732,533 30,931,806
Stage 3 | Financial assets at amortized cost | Retail Personal Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 37,356,825 24,302,906
Stage 3 | Financial assets at amortized cost | Retail Bridge Loans    
Disclosure of credit risk exposure [line items]    
Financial assets 2,539,024 1,704,858
Stage 3 | Financial assets at amortized cost | Real estate mortgage    
Disclosure of credit risk exposure [line items]    
Financial assets 7,907,462 6,869,842
Stage 3 | Financial assets at amortized cost | Receivables from financial leases    
Disclosure of credit risk exposure [line items]    
Financial assets 147,937 0
Stage 3 | Financial assets at fair value through other comprehensive income    
Disclosure of credit risk exposure [line items]    
Total financial assets risk $ 112,818,322 $ 76,668,132