NOTES PAYABLE AND COMMERCIAL BANK FINANCING - Additional Debt Narrative (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Debt Disclosure [Abstract]
Interest expense including amortization of debt discount and deferred financing costs	$ 304	$ 305	$ 296
Amortization of debt issuance costs and discounts	$ 10	$ 10	12
Unamortized debt discount			$ 23