X0202 4 2004-07-23 0 0000911935 GREENPOINT FINANCIAL CORP GPT 0001242319 BLUVER HOWARD C 90 PARK AVENUE, 4TH FLOOR NEW YORK NY 100161303 0 1 0 0 EVP and General Counsel Common Stock 2004-07-23 4 S 0 21524 40.78 D 40061 D Includes 163 additional shares of Issuer Common Stock under the GreenPoint 401(k) Savings Plan, including the routine acquisition of shares (including the matching contribution account) through 06/30/04. Includes the acquisition of 242 additional shares of Issuer Common Stock through 06/30/04 pursuant to a dividend reinvestment feature of the GreenPoint Financial Corp. Deferred Compensation Plan. Includes 1,405 additional shares of Issuer Common Stock under the GreenPoint Employee Stock Ownership Plan, including allocations through 12/31/03 and the routine acquisition of shares pursuant to a dividend reinvestment feature. By: Andy Occhino, Attorney in Fact For 2004-07-26