X0201 4 2004-01-13 0 0000911935 GREENPOINT FINANCIAL CORP GPT 0001242324 MCQUADE CHARLES B 90 PARK AVENUE, 4TH FLOOR NEW YORK NY 100161303 1 0 0 0 Phantom Stock 0.00 2004-01-13 4 A 0 204 36.71 A 1988-08-08 1988-08-08 Common Stock 204 10827 D This Phantom Stock converts to Issuer Common Stock on a 1-for-1 basis. The Phantom Stock was accrued under the GreenPoint Bank 1993 Directors' Deferred Fee Stock Unit Plan and is to be settled in cash or Issuer Common Stock upon termination of the reporting person's services. In a case such as this, where the Date Exercisable and Expiration Date are currently unknown, the SEC recommends that 08/08/1988 be used. By: Andy Occhino, Attorney in Fact For 2004-01-14