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   &lt;div align="left" style="font-size: 10pt; margin-top: 10pt"&gt;NOTE B &amp;#8212; Recent Accounting Pronouncements
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   &lt;div align="left" style="font-size: 10pt; margin-top: 10pt"&gt;&lt;i&gt;Transfers of Financial Assets. &lt;/i&gt;In June&amp;#160;2009, the Financial Accounting Standards Board (FASB)&amp;#160;issued
   guidance that changes the information a reporting entity provides in its financial statements about
   the transfer of financial assets and continuing interests held in transferred financial assets.
   The standard amends previous accounting guidance by removing the concept of qualified special
   purpose entities. This accounting standard became effective for the Company for transfers
   occurring on or after January&amp;#160;1, 2010. The Company adopted this accounting standard and it did not
   have a material effect on its consolidated financial statements and related disclosures.
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      <ElementDefenition>Represents disclosure of any changes in an accounting principle, including a change from one generally accepted accounting principle to another generally accepted accounting principle when there are two or more generally accepted accounting principles that apply or when the accounting principle formerly used is no longer generally accepted. Also disclose any change in the method of applying an accounting principle, or any change in an accounting principle required by a new pronouncement in the unusual instance that a new pronouncement does not include specific transition provisions.</ElementDefenition>
      <ElementReferences>Reference 1: http://www.xbrl.org/2003/role/presentationRef
 -Publisher FASB
 -Name Statement of Financial Accounting Standard (FAS)
 -Number 154
 -Paragraph 2, 17, 18

Reference 2: http://www.xbrl.org/2003/role/presentationRef
 -Publisher AICPA
 -Name Accounting Principles Board Opinion (APB)
 -Number 28
 -Paragraph 23, 24

Reference 3: http://www.xbrl.org/2003/role/presentationRef
 -Publisher SEC
 -Name Regulation S-X (SX)
 -Number 210
 -Section 01
 -Paragraph b
 -Subparagraph 6
 -Article 10

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