Consolidated Balance Sheet (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Jun. 30, 2021
ASSETS
Cash and due from banks	$ 2,833	$ 2,514
Interest-earning demand deposits	490	37
Total cash and cash equivalents	3,323	2,551
Certificates of deposit	350	350
Investment securities available-for-sale (amortized cost of $136,126 and $150,886)	135,287	151,577
Investment securities held-to-maturity (fair value of $9,545 and $15,592)	9,954	15,489
Mortgage-backed securities held-to-maturity (fair value of $125,924 and $82,659)	129,413	82,459
Net loans receivable (allowance for loan losses of $513 and $565)	76,166	80,684
Accrued interest receivable	987	749
Federal Home Loan Bank (FHLB) stock, at cost	6,793	6,044
Premises and equipment	590	657
Deferred tax assets (net)	389	245
Bank owned life insurance	5,104	5,021
Other assets	442	252
TOTAL ASSETS	368,798	346,078
Savings Deposits:
Non-interest-bearing accounts	27,741	25,452
NOW accounts	28,148	26,881
Savings accounts	50,293	50,058
Money market accounts	24,062	22,995
Certificates of deposit	29,972	29,731
Advance payments by borrowers for taxes and insurance	1,460	2,050
Total Savings Deposits	161,676	157,167
Federal Home Loan Bank advances: long-term – fixed rate	5,000	10,000
Federal Home Loan Bank advances: long-term – variable rate	0	25,000
Federal Home Loan Bank advances: short-term	161,823	113,093
Total Federal Home Loan Bank advances	166,823	148,093
Accrued interest payable	114	155
Other liabilities	2,525	2,274
TOTAL LIABILITIES	331,138	307,689
STOCKHOLDERS' EQUITY
Preferred stock: 5,000,000 authorized, none outstanding	0	0
Common stock: 10,000,000 authorized, 3,805,636 shares issued;	38	38
Additional paid in capital	21,618	21,596
Treasury stock: 1,925,854 and 1,921,522 shares at cost, respectively	(29,185)	(29,119)
Retained earnings, substantially restricted	47,603	47,186
Accumulated other comprehensive (loss) income	(701)	502
Unallocated Employee Stock Ownership Plan (“ESOP”) shares	(1,713)	(1,814)
TOTAL STOCKHOLDERS’ EQUITY	37,660	38,389
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 368,798	$ 346,078