Consolidated Statement of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
OPERATING ACTIVITIES
Net income	$ 601	$ 775
Adjustments to reconcile net income to cash (used for) provided by operating activities:
(Credit) Provision for loan losses	(36)	(7)
Depreciation	56	36
Investment securities gains	(74)	(36)
Net impairment loss recognized in earnings	0	13
Amortization of discounts, premiums and deferred loan fees, net	601	79
Amortization of unallocated ESOP shares	82	74
Deferred income taxes	(30)	32
Increase (decrease) in accrued income taxes	126	(377)
Earnings on bank owned life insurance	(56)	(57)
Increase in accrued employee benefits	100	92
Decrease in accrued interest receivable	3	135
Decrease in accrued interest payable	(63)	(274)
Increase in deferred director compensation payable	27	28
Other, net	(145)	(95)
Net cash provided by operating activities	1,192	418
INVESTING ACTIVITIES
Purchases of investment securities	(23,273)	(35,836)
Proceeds from sale of investments	9,060	3,038
Proceeds from repayments of investment securities	26,864	31,807
Purchase of mortgage-backed securities	(50,752)	0
Proceeds from repayments of investment securities	5,540	750
Proceeds from repayments of mortgage-backed securities	20,435	38,678
Purchases of certificates of deposit	(100)	(100)
Maturities/redemptions of certificates of deposit	100	1,093
Purchase of loans	(1,579)	(7,951)
Net decrease in net loans receivable	3,757	8,725
Purchase of FHLB stock	(6,650)	(8,116)
Redemption of FHLB stock	6,430	9,400
Acquisition of premises and equipment	(4)	(127)
Net cash (used for) provided by investing activities	(10,172)	41,361
FINANCING ACTIVITIES
Net increase in transaction and savings accounts	1,530	2,979
Net increase (decrease) in certificates of deposit	3,365	(5,358)
Net decrease in advance payments by borrowers for taxes and insurance	(677)	(733)
Repayments of Federal Home Loan Bank long-term advances	(30,000)	(65,000)
Net increase in FHLB short-term advances	35,507	33,522
Repayments of other short-term borrowings	0	(6,000)
Purchase of treasury stock	0	(52)
Cash dividends paid	(348)	(349)
Net cash provided by (used for) financing activities	9,377	(40,991)
Increase in cash and cash equivalents	397	788
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD	2,551	2,500
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD	2,948	3,288
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Interest on deposits and borrowings	382	816
Income taxes	$ 65	$ 653