Consolidated Balance Sheet (Unaudited) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash and due from banks	$ 2,656	$ 2,514
Interest-earning demand deposits	292	37
Total cash and cash equivalents	2,948	2,551
Certificates of deposit	350	350
Investment securities available-for-sale (amortized cost of $137,703 and $150,886)	137,754	151,577
Investment securities held-to-maturity (fair value of $9,978 and $15,592)	9,953	15,489
Mortgage-backed securities held-to-maturity (fair value of $113,083 and $82,659)	112,797	82,459
Net loans receivable (allowance for loan losses of $529 and $565)	78,526	80,684
Accrued interest receivable	746	749
Federal Home Loan Bank (FHLB) stock, at cost	6,264	6,044
Premises and equipment	605	657
Deferred tax assets (net)	409	245
Bank owned life insurance	5,077	5,021
Other assets	142	252
TOTAL ASSETS	355,571	346,078
Savings Deposits:
Non-interest-bearing accounts	26,923	25,452
NOW accounts	27,896	26,881
Savings accounts	49,568	50,058
Money market accounts	22,529	22,995
Certificates of deposit	33,096	29,731
Advance payments by borrowers for taxes and insurance	1,373	2,050
Total Savings Deposits	161,385	157,167
Federal Home Loan Bank advances: long-term – fixed rate	5,000	10,000
Federal Home Loan Bank advances: long-term – variable rate	0	25,000
Federal Home Loan Bank advances: short-term	148,600	113,093
Total Federal Home Loan Bank advances	153,600	148,093
Accrued interest payable	92	155
Other liabilities	2,272	2,274
TOTAL LIABILITIES	317,349	307,689
STOCKHOLDERS' EQUITY
Preferred stock: 5,000,000 authorized, none outstanding	0	0
Common stock: 10,000,000 authorized, 3,805,636 shares issued;	38	38
Additional paid in capital	21,611	21,596
Treasury stock: 1,921,522 and 1,921,522 shares at cost, respectively	(29,119)	(29,119)
Retained earnings, substantially restricted	47,439	47,186
Accumulated other comprehensive income	0	502
Unallocated Employee Stock Ownership Plan (“ESOP”) shares	(1,747)	(1,814)
TOTAL STOCKHOLDERS’ EQUITY	38,222	38,389
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 355,571	$ 346,078