CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES
Net income	$ 2,145	$ 2,179
Adjustments to reconcile net income to cash provided by operating activities:
(Credit) provision for loan losses	(25)	42
Depreciation	26	38
(Gains) losses on sale of investment securities	(32)	2
Net impairment loss recognized in earnings	50	26
Amortization of discounts, premiums and deferred loan costs, net	85	130
Amortization of unallocated ESOP shares	121	137
Deferred income taxes	104	(131)
Increase in prepaid/accrued income taxes	226	271
Earnings on bank owned life insurance	(89)	(91)
(Increase) decrease in accrued interest receivable	174	(54)
(Decrease) increase in accrued interest payable	(162)	419
Increase in deferred director compensation payable	40	33
Other, net	(32)	194
Net cash provided by operating activities	2,631	3,195
Available-for-sale:
Purchases of commercial paper and investment securities	(45,268)	(40,658)
Proceeds from repayments of commercial paper and investments	3,980	33,450
Proceeds from sale of commercial paper investment securities	9,055	1,364
Held-to-maturity:
Proceeds from repayments of investments	500	2,180
Proceeds from repayments of mortgage-backed securities	5,996	6,706
Purchase of certificates of deposit	(2,334)	(1,096)
Maturities/redemptions of certificates of deposit	2,585	100
Purchase of loans	(8,056)	(7,208)
Net decrease in net loans receivable	8,083	3,037
Purchase of FHLB stock	(5,420)	(5,537)
Redemption of FHLB stock	5,541	5,638
Acquisition of premises and equipment	(215)	(1)
Net cash used for investing activities	(25,553)	(2,025)
FINANCING ACTIVITIES
Net (decrease) increase in transaction and savings accounts	(2,183)	593
Net increase in certificates of deposit	9,488	548
Net decrease in advance payments by borrowers for taxes and insurance	(285)	(232)
Proceeds (repayments) of FHLB long-term advances - fixed rate		15,000
Proceeds (repayments) of FHLB long-term advances - variable rate		85,000
Proceeds from other short-term borrowings	24,800
Net decrease in FHLB short-term advances	(10,026)	(99,481)
Purchase of treasury stock	(347)	(372)
Cash dividends paid	(532)	(463)
Net cash provided by financing activities	20,915	593
(Decrease) increase in cash and cash equivalents	(2,007)	1,763
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD	4,379	2,441
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD	2,372	4,204
Cash paid during the period for:
Interest on deposits and borrowings	3,446	3,146
Income taxes	461	478
Non-cash items:
Educational Improvement Tax Credit	45	45
Unfunded securities commitments		$ 519