CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 875	$ 847	$ 2,629	$ 2,475
Commercial paper and investment securities	941	1,188	3,018	3,276
Mortgage-backed securities	685	973	2,327	2,789
Certificates of deposit	7	7	38	12
Interest-earning demand deposits	1	1	3	10
FHLB Stock	131	142	383	370
Total interest and dividend income	2,640	3,158	8,398	8,932
INTEREST EXPENSE:
Deposits	224	253	705	505
Federal Home Loan Bank advances - long-term - fixed rate	116	114	342	348
Federal Home Loan Bank advances - long-term - variable rate	402	586	1,376	993
Federal Home Loan Bank advances - short-term	247	373	860	1,719
Other short-term borrowings	1		1
Total interest expense	990	1,326	3,284	3,565
NET INTEREST INCOME	1,650	1,832	5,114	5,367
(CREDIT) PROVISION FOR LOAN LOSSES	(7)	10	(25)	42
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	1,657	1,822	5,139	5,325
NON-INTEREST INCOME:
Service charges on deposits	25	30	85	86
Earnings on Bank Owned Life Insurance	29	30	89	91
Investment securities gains (losses)			32	(2)
Other than temporary impairment losses	(32)	122	(50)	122
Portion of loss recognized in other comprehensive income		(148)		(148)
Net impairment loss recognized in earnings	(32)	(26)	(50)	(26)
ATM fee income	38	38	116	123
Other	10	15	30	36
Total non-interest income	70	87	302	307
NON-INTEREST EXPENSE:
Salaries and employee benefits	559	575	1,638	1,695
Occupancy and equipment	63	66	183	192
Data processing	55	56	164	171
Correspondent bank service charges	7	9	25	24
Federal deposit insurance premium	9	24	(14)	75
ATM network expense	24	21	64	83
Other	167	146	541	512
Total non-interest expense	884	897	2,601	2,752
INCOME BEFORE INCOME TAXES	843	1,012	2,840	2,880
INCOME TAX EXPENSE	218	265	695	701
NET INCOME	$ 625	$ 747	$ 2,145	$ 2,179
EARNINGS PER SHARE:
Basic	$ 0.35	$ 0.42	$ 1.21	$ 1.22
Diluted	$ 0.35	$ 0.42	$ 1.21	$ 1.22
AVERAGE SHARES OUTSTANDING:
Basic	1,771,722	1,772,165	1,772,918	1,782,512
Diluted	1,771,722	1,772,165	1,772,918	1,782,584