REGULATORY CAPITAL (Tables)

12 Months Ended

Jun. 30, 2018

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements

The Company’s and Savings Bank’s actual capital ratios for fiscal 2018 are presented in the following table, which show that the Company and Savings Bank met all regulatory capital requirements.

	June 30, 2018
	WVS					West View
	Amount		Ratio			Amount		Ratio
	(Dollars in Thousands)
Common Equity Tier I Capital (to Risk-Weighted Assets)
Actual	$	34,205		18.18	%	$	31,976		17.01	%
To Be Well Capitalized		12,229		6.50			12,222		6.50
For Capital Adequacy Purposes		8,467		4.50			8,461		4.50
Tier I Capital (to Risk-Weighted Assets)
Actual	$	34,205		18.18	%	$	31,976		17.01	%
To Be Well Capitalized		15,052		8.00			15,042		8.00
For Capital Adequacy Purposes		11,289		6.00			11,281		6.00
Total Capital (to Risk-Weighted Assets)
Actual	$	34,712		18.45	%	$	32,483		17.28	%
To Be Well Capitalized		18,815		10.00			18,803		10.00
For Capital Adequacy Purposes		15,052		8.00			15,042		8.00
Tier I Capital (to Average Total Assets)
Actual	$	34,205		9.65	%	$	31,976		9.03	%
To Be Well Capitalized		17,718		5.00			17,712		5.00
For Capital Adequacy Purposes		14,174		4.00			14,170		4.00

	June 30, 2017
	WVS					West View
	Amount		Ratio			Amount		Ratio
	(Dollars in Thousands)
Common Equity Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,231		19.40	%	$	31,421		18.35	%
To Be Well Capitalized		11,135		6.50			11,128		6.50
For Capital Adequacy Purposes		7,709		4.50			7,704		4.50
Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,231		19.40	%	$	31,421		18.35	%
To Be Well Capitalized		13,704		8.00			13,696		8.00
For Capital Adequacy Purposes		10,278		6.00			10,272		6.00
Total Capital (to Risk-Weighted Assets)
Actual	$	33,688		19.67	%	$	31,878		18.62	%
To Be Well Capitalized		17,131		10.00			17,120		10.00
For Capital Adequacy Purposes		13,704		8.00			13,696		8.00
Tier I Capital (to Average Total Assets)
Actual	$	33,231		9.53	%	$	31,421		9.02	%
To Be Well Capitalized		17,427		5.00			17,422		5.00
For Capital Adequacy Purposes		13,942		4.00			13,937		4.00