REGULATORY CAPITAL (Tables)

12 Months Ended

Jun. 30, 2017

Regulatory Capital Requirements [Abstract]

Schedule of Compliance with Regulatory Capital Requirements

The Savings Bank’s actual capital ratios for fiscal 2017 are presented in the following table, which show that the Savings Bank met all regulatory capital requirements.

	June 30, 2017
	WVS					West View
	Amount		Ratio			Amount		Ratio
	(Dollars in Thousands)
Common Equity Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,231		19.40	%	$	31,421		18.35	%
To Be Well Capitalized		11,135		6.50			11,128		6.50
For Capital Adequacy Purposes		7,709		4.50			7,704		4.50
Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,231		19.40	%	$	31,421		18.35	%
To Be Well Capitalized		13,704		8.00			13,696		8.00
For Capital Adequacy Purposes		10,278		6.00			10,272		6.00
Total Capital (to Risk-Weighted Assets)
Actual	$	33,688		19.67	%	$	31,878		18.62	%
To Be Well Capitalized		17,131		10.00			17,120		10.00
For Capital Adequacy Purposes		13,704		8.00			13,696		8.00
Tier I Capital (to Average Total Assets)
Actual	$	33,231		9.53	%	$	31,421		9.02	%
To Be Well Capitalized		17,427		5.00			17,422		5.00
For Capital Adequacy Purposes		13,942		4.00			13,937		4.00

The Savings Bank’s actual capital ratios for fiscal 2016 are presented in the following table, which show that the Savings Bank met all regulatory capital requirements.

	June 30, 2016
	WVS					West View
	Amount		Ratio			Amount		Ratio
	(Dollars in Thousands)
Common Equity Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,323		17.69	%	$	31,076		16.75	%
To Be Well Capitalized		12,246		6.50			12,056		6.50
For Capital Adequacy Purposes		8,478		4.50			8,346		4.50
Tier I Capital (to Risk-Weighted Assets)
Actual	$	33,323		17.69	%	$	31,076		16.75	%
To Be Well Capitalized		15,072		8.00			14,838		8.00
For Capital Adequacy Purposes		11,304		6.00			11,128		6.00
Total Capital (to Risk-Weighted Assets)
Actual	$	33,731		17.90	%	$	31,484		16.97	%
To Be Well Capitalized		18,841		10.00			18,547		10.00
For Capital Adequacy Purposes		15,072		8.00			14,838		8.00
Tier I Capital (to Average Total Assets)
Actual	$	33,323		9.95	%	$	31,076		9.28	%
To Be Well Capitalized		16,744		5.00			16,739		5.00
For Capital Adequacy Purposes		13,395		4.00			13,391		4.00