CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands	Dec. 31, 2016	Jun. 30, 2016
Assets
Cash and due from banks	$ 2,060	$ 2,042
Interest-earning demand deposits	326	301
Total cash and cash equivalents	2,386	2,343
Certificates of deposit	10,385	350
Trading Securities	920
Investment securities available-for-sale (amortized cost of $106,773 and $107,556)	106,754	107,676
Investment securities held-to-maturity (fair value of $8,861 and $9,990)	8,684	9,523
Mortgage-backed securities held-to-maturity (fair value of $124,463 and $137,679)	123,273	137,416
Net loans receivable (allowance for loan losses of $395 and $360)	74,146	64,673
Accrued interest receivable	1,314	1,508
Federal Home Loan Bank (FHLB) stock, at cost	6,778	6,599
Premises and equipment, net	496	542
Bank owned life insurance	4,476	4,410
Deferred tax assets (net)	442	406
Other assets	81	277
TOTAL ASSETS	340,135	335,723
Deposits
Non-interest-bearing accounts	20,190	17,284
NOW accounts	23,668	22,201
Savings accounts	45,696	47,232
Money market accounts	22,716	23,050
Certificates of deposit	29,934	30,250
Advance payments by borrowers for taxes and insurance	1,230	1,261
Total deposits	143,434	141,278
Federal Home Loan Bank advances: short-term	146,074	144,027
Federal Home Loan Bank advances: long-term - fixed rate	10,000	10,000
Federal Home Loan Bank advances: long-term - variable rate	6,109	6,109
Accrued interest payable	166	189
Other liabilities	1,028	1,035
TOTAL LIABILITIES	306,811	302,638
Stockholders' equity:
Preferred stock: 5,000,000 shares, no par value per share, authorized; none issued
Common stock: 10,000,000 shares, $.01 par value per share, authorized; 3,805,636 shares issued, shares outstanding	38	38
Additional paid-in capital	21,485	21,485
Treasury stock: 1,797,492 and 1,766,507 shares at cost, respectively	(27,264)	(26,905)
Retained earnings, substantially restricted	40,821	40,189
Accumulated other comprehensive loss	(285)	(238)
Unallocated Employee Stock Ownership Plan ("ESOP") shares	(1,471)	(1,484)
TOTAL STOCKHOLDERS' EQUITY	33,324	33,085
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 340,135	$ 335,723