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CONSOLIDATED BALANCE SHEET (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Jun. 30, 2013
ASSETS    
Cash and due from banks $ 1,088 $ 1,603
Interest-earning demand deposits 272 324
Total cash and cash equivalents 1,360 1,927
Certificates of deposit 598 598
Investment securities available-for-sale (amortized cost of $28,189 and $77,067) 28,387 77,186
Investment securities held-to-maturity (fair value of $22,480 and $26,956) 22,047 26,420
Mortgage-backed securities held-to-maturity (fair value of $215,016 and $139,998) 215,335 139,268
Net loans receivable (allowance for loan losses of $234 and $307) 29,724 31,531
Accrued interest receivable 638 1,371
Federal Home Loan Bank stock, at cost 6,440 5,682
Premises and equipment 615 614
Bank owned life insurance 4,136 2,000
Deferred tax assets (net) 512 748
Other assets 148 231
TOTAL ASSETS 309,940 287,576
LIABILITIES    
Deposits 141,859 140,524
Federal Home Loan Bank advances: short-term 23,626 96,712
Federal Home Loan Bank advances: long-term 111,696 17,500
Accrued interest payable 170 210
Other liabilities 801 802
TOTAL LIABILITIES 278,152 255,748
STOCKHOLDERS' EQUITY    
Preferred stock, no par value; 5,000,000 shares authorized; none outstanding      
Common stock, par value $0.01; 10,000,000 shares authorized; 3,805,636 shares issued 38 38
Additional paid-in capital 21,485 21,478
Treasury stock (1,748,661 and 1,747,706 shares at cost) (26,700) (26,690)
Retained earnings - substantially restricted 38,335 37,744
Accumulated other comprehensive loss (420) (742)
Unallocated Employee Stock Ownership Plan ("ESOP") shares (950)   
TOTAL STOCKHOLDERS' EQUITY 31,788 31,828
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 309,940 $ 287,576