CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES
Net income	$ 641	$ 850
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	(82)	(73)
Net impairment loss recognized in earnings	19	12
Depreciation	81	69
Gain on sale of other real estate owned		(101)
Gain on sale of investments		(8)
Accretion of discounts, premiums and deferred loan fees	1,416	2,183
Decrease in deferred income taxes	207	386
Decrease in prepaid/accrued income taxes	(23)	(36)
Earnings on bank owned life insurance	(99)
Decrease (increase) in accrued interest receivable	183	(127)
Decrease in accrued interest payable	(9)	(46)
Decrease in deferred director compensation payable	(12)	(23)
Decrease in prepaid federal deposit insurance premium		108
Other, net	(124)	(369)
Net cash provided by operating activities	2,198	2,825
Available-for-sale:
Purchase of investment securities		(47,014)
Proceeds from repayments of investments	35,566	15,202
Proceeds from sales of investments		1,891
Held-to-maturity:
Purchases of investment securities	(8,743)
Purchases of mortgage-backed securities	(86,212)	(103,207)
Proceeds from repayments of investments	12,142	64,308
Proceeds from repayments of mortgage-backed securities	17,084	60,520
Maturities/redemptions of certificates of deposit		497
Purchase of bank owned life insurance	(2,000)
Decrease in net loans receivable	578	5,411
Sale of other real estate owned		225
Purchase of FHLB stock	(5,992)	(121)
Redemption of FHLB stock	6,162	2,504
Capital improvements to other real estate owned		(4)
Acquisition of premises and equipment	(53)	(122)
Net cash (used for) provided by investing activities	(31,468)	90
FINANCING ACTIVITIES
Net increase in transaction and savings accounts	4,687	961
Net decrease in certificates of deposit	(2,939)	(2,496)
Net decrease in advance payments by borrowers for taxes and insurance	(133)	(53)
Net increase (decrease) in FHLB short-term advances	11,741	(1,535)
Net increase in other short-term advances	15,692
Cash dividends paid	(247)	(247)
Net cash provided by (used for) financial activities	28,801	(3,370)
Decrease in cash and cash equivalents	(469)	(455)
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD	1,927	2,506
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD	1,458	2,051
Cash paid during the year for:
Interest on deposits, escrows and borrowings	1,059	1,114
Income taxes	296	513
Non-cash items:
Educational Improvement Tax Credit	$ 47	$ 107