CONSOLIDATED STATEMENT OF INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
INTEREST AND DIVIDEND INCOME:
Loans	$ 388	$ 472	$ 1,217	$ 1,607
Investment securities - taxable	318	603	1,214	2,130
Mortgage-backed securities	707	288	1,769	783
Certificates of deposit	3	2	7	5
Interest-earning demand deposits			1	1
FHLB stock	31	5	65	15
Total interest and dividend income	1,447	1,370	4,273	4,541
INTEREST EXPENSE
Deposits	85	86	253	294
Federal Home Loan Bank advances - long-term	207	207	628	629
Federal Home Loan Bank advances - short-term	5	38	165	145
Other short-term borrowings	3		4
Total interest expense	351	331	1,050	1,068
NET INTEREST INCOME	1,096	1,039	3,223	3,473
PROVISION FOR LOAN LOSSES	5	(24)	(82)	(73)
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	1,091	1,063	3,305	3,546
NON-INTEREST INCOME
Service charges on deposits	40	45	142	144
Investment securities gains				8
Other than temporary impairment ("OTTI") losses	43	(4)	43	(4)
Portion of loss (gain) recognized in other comprehensive income (before taxes)	(62)	(8)	(62)	(8)
Net impairment loss recognized in earnings	(19)	(12)	(19)	(12)
Gain (loss) on Sale of OREO		(16)		101
Other	91	57	273	188
Total non-interest income	112	74	396	429
NON-INTEREST EXPENSE
Salaries and employee benefits	538	505	1,581	1,489
Occupancy and equipment	83	80	252	235
Data processing	64	59	183	182
Correspondent bank service charges	1	12	33	38
Deposit insurance premium	4	40	144	119
Other	169	172	538	650
Total non-interest expense	913	868	2,731	2,713
INCOME BEFORE INCOME TAXES	290	269	970	1,262
INCOME TAX EXPENSE	92	130	329	412
NET INCOME	$ 198	$ 139	$ 641	$ 850
EARNINGS PER SHARE:
Basic	$ 0.10	$ 0.07	$ 0.31	$ 0.41
Diluted	$ 0.10	$ 0.07	$ 0.31	$ 0.41
AVERAGE SHARES OUTSTANDING:
Basic	2,057,930	2,057,930	2,057,930	2,057,930
Diluted	2,057,930	2,057,930	2,057,930	2,057,930