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CONSOLIDATED BALANCE SHEET (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Jun. 30, 2013
ASSETS    
Cash and due from banks $ 1,210 $ 1,603
Interest-earning demand deposits 248 324
Total cash and cash equivalents 1,458 1,927
Certificates of deposit 598 598
Investment securities available-for-sale (amortized cost of $40,077 and $77,067) 40,249 77,186
Investment securities held-to-maturity (fair value of $23,201 and $26,956) 22,991 26,420
Mortgage-backed securities held-to-maturity (fair value of $210,865 and $139,998) 208,775 139,268
Net loans receivable (allowance for loan losses of $225 and $307) 31,030 31,531
Accrued interest receivable 1,188 1,371
Federal Home Loan Bank stock, at cost 5,512 5,682
Premises and equipment, net 586 614
Bank owned life insurance 4,099 2,000
Deferred tax assets (net) 541 748
Other assets 180 231
TOTAL ASSETS 317,207 287,576
Deposits    
Non-interest-bearing accounts 15,876 14,911
NOW accounts 21,940 20,654
Savings accounts 43,578 41,808
Money market accounts 24,438 23,772
Certificates of deposit 35,890 38,829
Advance payments by borrowers for taxes and insurance 417 550
Total deposits 142,139 140,524
Federal Home Loan Bank advances: long-term 17,500 17,500
Federal Home Loan Bank advances: short-term 108,453 96,712
Other short-term borrowings 15,692   
Accrued interest payable 201 210
Other liabilities 724 802
TOTAL LIABILITIES 284,709 255,748
STOCKHOLDERS' EQUITY    
Preferred stock: 5,000,000 shares, no par value per share, authorized; none Issued      
Common stock: 10,000,000 shares, $.01 par value per share, authorized; 3,805,636 and 3,805,636 shares issued 38 38
Additional paid-in capital 21,485 21,478
Treasury stock: 1,747,706 and 1,747,706 shares at cost, respectively (26,690) (26,690)
Retained earnings, substantially restricted 38,138 37,744
Accumulated other comprehensive loss (473) (742)
TOTAL STOCKHOLDERS' EQUITY 32,498 31,828
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 317,207 $ 287,576