CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
OPERATING ACTIVITIES
Net income	$ 385	$ 410
Adjustments to reconcile net income to cash provided by operating activities:
Recovery of loan losses	(24)	(19)
Net impairment loss recognized in earnings		24
Depreciation	23	21
Gain on sale of investments	(8)
Accretion of discounts, premiums and deferred loan fees	668	54
Deferred income taxes	208	35
Increase in prepaid accrued income taxes	6	49
Increase (decrease) in accrued interest receivable	(255)	12
Increase (decrease) in accrued interest payable	1	(22)
Decrease in deferred director compensation payable	(8)	(8)
Decrease of prepaid federal deposit insurance premium	32	54
Decrease in transaction account clearing balance payable to Federal Reserve		(733)
Other, net	(297)	67
Net cash provided by (used for) operating activities	731	(56)
Available-for-sale:
Purchase of investment securities	(31,511)	(21,523)
Proceeds from repayments of investment	2,803
Proceeds from sales of investment	1,891
Held-to-maturity:
Purchases of investment securities		(3,573)
Purchases of mortgage-backed securities	(23,529)	(10,243)
Proceeds from repayments of investments	4,511	35,783
Proceeds from repayments of mortgage-backed securities	18,145	7,865
Purchase of certificates of deposit		(449)
Maturities/redemptions of certificates of deposit		785
Decrease in net loans receivable	752	1,760
Redemption of FHLB stock	727	466
Capital improvements to other real estate owned	(4)
Acquisition of premises and equipment	(48)	(14)
Net cash (used for) provided by investing activities	(26,263)	10,857
FINANCING ACTIVITIES
Net increase in transaction and savings accounts	738	8,297
Net decrease in certificates of deposit	(1,066)	(4,692)
Net decrease in advance payments by borrowers for taxes and insurance	(369)	(428)
Net decrease in brokered CDs		(248)
Net increase in CDARS one-way buy CDs	198
Repayments of Federal Home Loan Bank long-term advances		(5,000)
Net increase (decrease) in FHLB short-term advances	26,168	(4,169)
Cash dividends paid	(81)	(82)
Net cash provided by (used for) financing activities	25,588	(6,322)
Increase in cash and cash equivalents	56	4,479
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD	2,506	1,960
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD	2,562	6,439
Cash paid during the year for:
Interest on deposits, escrows and borrowings	371	429
Income taxes	141	42
Non-cash items:
Educational Improvement Tax Credit	86	98
Mortgage Loans Transferred to Real Estate Owned		$ 182