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LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Schedule of Primary Segments of Allowance for Loan Losses) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 $ 385 $ 630
Charge-offs    (140)
Recoveries      
Provisions (24) (19)
ALLL balance at Sept 30 361 471
1 - 4 Family [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 73 87
Charge-offs      
Recoveries      
Provisions (46) (8)
ALLL balance at Sept 30 27 79
Construction [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 122 243
Charge-offs    (140)
Recoveries      
Provisions 20 32
ALLL balance at Sept 30 142 135
Land Acquisition & Development [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 21 55
Charge-offs      
Recoveries      
Provisions (5) (23)
ALLL balance at Sept 30 16 32
Multi-family [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 26 27
Charge-offs      
Recoveries      
Provisions (1)   
ALLL balance at Sept 30 25 27
Commercial [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 76 79
Charge-offs      
Recoveries      
Provisions 4   
ALLL balance at Sept 30 80 79
Consumer Loans [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 53 85
Charge-offs      
Recoveries      
Provisions 4 (26)
ALLL balance at Sept 30 57 59
Commercial Loans [Member]
   
Summary of the changes in the allowance for loan losses:    
ALLL balance at June 30 14 54
Charge-offs      
Recoveries      
Provisions    6
ALLL balance at Sept 30 $ 14 $ 60