LOANS AND RELATED ALLOWANCE FOR LOAN LOSSES (Schedule of Nonaccrual Loans) (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Jun. 30, 2012
Financing Receivable, Impaired [Line Items]
Principal outstanding on nonaccrual loans	$ 1,565		$ 1,504
Average nonaccrual loans	1,773		1,931
Interest income that would have been recognized	27	31
Interest income recognized	41	102
Interest income foregone	18	23
First Mortgage Loans - 1 - 4 Family Dwellings [Member]
Financing Receivable, Impaired [Line Items]
Principal outstanding on nonaccrual loans	73		363
Average nonaccrual loans	282		565
First Mortgage Loans - Construction [Member]
Financing Receivable, Impaired [Line Items]
Principal outstanding on nonaccrual loans	1,052		701
Average nonaccrual loans	1,051		1,020
First Mortgage Loans - Land Acquisition and Development [Member]
Financing Receivable, Impaired [Line Items]
Principal outstanding on nonaccrual loans	290		290
Average nonaccrual loans	290
Consumer Loans - Home Equity Lines of Credit [Member]
Financing Receivable, Impaired [Line Items]
Principal outstanding on nonaccrual loans	150		150
Average nonaccrual loans	$ 150		$ 346