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CONSOLIDATED STATEMENT OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Sep. 30, 2012
Sep. 30, 2011
INTEREST INCOME:    
Loans $ 586 $ 860
Investment securities - taxable 780 724
Investment securities - non-taxable    42
Mortgage-backed securities 247 230
Certificates of deposit 2 11
FHLB stock 2   
Total interest and dividend income 1,617 1,867
INTEREST EXPENSE    
Deposits 108 152
Federal Home Loan Bank advances - long-term 211 244
Federal Home Loan Bank advances - short-term 53 11
Total interest expense 372 407
NET INTEREST INCOME 1,245 1,460
RECOVERY OF LOAN LOSSES (24) (19)
NET INTEREST INCOME AFTER (RECOVERY OF) LOAN LOSSES 1,269 1,479
NON-INTEREST INCOME    
Service charges on deposits 51 60
Investment securities gains 8   
Other than temporary impairment losses    (197)
Portion of loss recognized in other comprehensive income (before taxes)    173
Net impairment loss recognized in earnings    (24)
Other 71 65
Total non-interest income 130 101
NON-INTEREST EXPENSE    
Salaries and employee benefits 493 479
Occupancy and equipment 75 78
Data processing 61 56
Correspondent bank service charges 14 21
Deposit insurance premium 36 55
Other 254 288
Total noninterest expense 933 977
INCOME BEFORE INCOME TAXES 466 603
INCOME TAX EXPENSE (BENEFIT) 81 193
NET INCOME $ 385 $ 410
EARNINGS PER SHARE:    
Basic $ 0.19 $ 0.2
Diluted $ 0.19 $ 0.2
AVERAGE SHARES OUTSTANDING:    
Basic 2,057,930 2,057,930
Diluted 2,057,930 2,057,930