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FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
 3 Months Ended
Sep. 30, 2012
FAIR VALUE OF FINANCIAL INSTRUMENTS [Abstract]  
Schedule of Carrying Amounts and Fair Values of Financial Instruments
                                         
    September 30, 2012                    
    Carrying
Amount		     Fair
Value		     Level 1     Level 2     Level 3  
    (Dollars in Thousands)  
           

FINANCIAL ASSETS

                                        

Cash and cash equivalents

   $ 2,562     $ 2,562     $ 2,562     $ -     $ -  

Certificates of deposit

     846       846       846       -       -  

Investment securities - available for sale

     81,382       81,382       -       81,382       -  

Investment securities - held to maturity

     77,880       79,472       -       79,472       -  

Mortgage-backed securities - held to maturity

                                        

Agency

     76,870       76,980       -       76,980       -  

Private-label

     7,829       8,578       -       1,514       7,064  

Net loans receivable

     38,704       43,153       -       -       43,153  

Accrued interest receivable

     1,876       1,876       1,876       -       -  

FHLB stock

     6,868       6,868       6,868       -       -  
           

FINANCIAL LIABILITIES

                                        

Deposits

                                        

Non-interest bearing deposits

   $ 16,333     $ 16,333     $ 16,333     $ -     $ -  

NOW accounts

     20,653       20,653       20,653       -       -  

Savings Accounts

     39,190       39,190       39,190       -       -  

Money market accounts

     24,645       24,645       24,645       -       -  

Certificates of deposit

     40,640       40,843       -       -       40,843  

Advance payments by borrowers for taxes and insurance

     213       213       213       -       -  

FHLB long-term advances

     17,500       18,978       -       -       18,978  

FHLB short-term advances

     105,438       105,438       105,438       -       -  

Accrued interest payable

     258       258       258       -       -  

 

                                         
    June 30, 2012                    
    Carrying
Amount		     Fair
Value		     Level 1     Level 2     Level 3  
    (Dollars in Thousands)  
           

FINANCIAL ASSETS

                                        

Cash and cash equivalents

   $ 2,506     $ 2,506     $ 2,506     $ -     $ -  

Certificates of deposit

     846       846       846       -       -  

Investment securities - available for sale

     57,620       57,620       -       57,620       -  

Investment securities - held to maturity

     82,400       84,059       -       84,059       -  

Mortgage-backed securities - held to maturity

                                     -  

Agency

     69,146       69,221       -       69,221       -  

Private-label

     9,940       10,592       -       1,148       9,444  

Net loans receivable

     39,443       43,942       -       -       43,942  

Accrued interest receivable

     1,621       1,621       1,621       -       -  

FHLB stock

     7,595       7,595       7,595       -       -  
           

FINANCIAL LIABILITIES

                                        

Deposits

                                        

Non-interest bearing deposits

   $ 15,642     $ 15,642     $ 15,642     $ -     $ -  

NOW accounts

     20,834       20,834       20,834       -       -  

Savings Accounts

     39,770       39,770       39,770       -       -  

Money market accounts

     23,837       23,837       23,837       -       -  

Certificates of deposit

     41,508       41,805       -       -       41,805  

Advance payments by borrowers for taxes and insurance

     582       582       582       -       -  

FHLB long-term advances

     17,500       19,187       -       -       19,187  

FHLB short-term advances

     79,270       79,270       79,270       -       -  

Accrued interest payable

     257       257       257       -       -