CONSOLIDATED BALANCE SHEET (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Jun. 30, 2012
ASSETS
Cash and due from banks	$ 2,162	$ 2,314
Interest-earning demand deposits	400	192
Total cash and cash equivalents	2,562	2,506
Certificates of deposit	846	846
Investment securities available-for-sale (amortized cost of $81,034 and $57,636)	81,382	57,620
Investment securities held-to-maturity (fair value of $79,472 and $84,059)	77,880	82,400
Mortgage-backed securities held-to-maturity (fair value of $85,558 and $79,813)	84,699	79,086
Net loans receivable (allowance for loan losses of $361 and $385)	38,704	39,433
Accrued interest receivable	1,876	1,621
Federal Home Loan Bank stock, at cost	6,868	7,595
Real estate owned	239	235
Premises and equipment	608	583
Prepaid FDIC insurance premium	131	163
Deferred tax assets (net)	839	1,047
Other assets	220	206
TOTAL ASSETS	296,854	273,341
Deposits
Non-interest-bearing accounts	16,333	15,642
NOW accounts	20,653	20,834
Savings accounts	39,190	39,770
Money market accounts	24,645	23,837
Certificates of deposit	40,640	41,508
Advance payments by borrowers for taxes and insurance	213	582
Total deposits	141,674	142,173
Federal Home Loan Bank advances: long-term	17,500	17,500
Federal Home Loan Bank advances: short-term	105,438	79,270
Accrued interest payable	258	257
Other liabilities	875	3,728
TOTAL LIABILITIES	265,745	242,928
STOCKHOLDERS' EQUITY
Preferred stock, no par value; 5,000,000 shares authorized; none issued
Common stock: 10,000,000 shares, $.01 par value per share, authorized; 3,805,636 and 3,805,636 shares issued	38	38
Additional paid-in capital	21,464	21,458
Treasury stock: 1,747,706 and 1,747,706 shares at cost, respectively	(26,690)	(26,690)
Retained earnings - substantially restricted	37,296	36,992
Accumulated other comprehensive loss	(999)	(1,385)
TOTAL STOCKHOLDERS' EQUITY	31,109	30,413
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 296,854	$ 273,341