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CONSOLIDATED BALANCE SHEET (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Jun. 30, 2011
ASSETS    
Cash and due from banks $ 2,314 $ 662
Interest-earning demand deposits 192 1,298
Total cash and cash equivalents 2,506 1,960
Certificates of deposit 846 3,668
Investment securities available-for-sale (amortized cost of $57,636 and $1,067) 57,620 1,064
Investment securities held-to-maturity (fair value of $84,059 and $90,974) 82,400 88,374
Mortgage-backed securities held-to-maturity (fair value of $79,813 and $71,169) 79,086 70,568
Net loans receivable (allowance for loan losses of $385 and $630) 39,433 49,952
Accrued interest receivable 1,621 1,189
Federal Home Loan Bank stock, at cost 7,595 9,324
Real estate owned 235 235
Premises and equipment 583 588
Prepaid FDIC insurance premium 163 456
Deferred tax assets (net) 1,047 1,298
Other assets 206 212
TOTAL ASSETS 273,341 228,888
LIABILITIES    
Deposits 142,173 143,766
Federal Home Loan Bank advances: long-term 17,500 22,500
Federal Home Loan Bank advances: short-term 79,270 32,059
Accrued interest payable 257 322
Other liabilities 3,728 1,363
TOTAL LIABILITIES 242,928 200,010
STOCKHOLDERS' EQUITY    
Preferred stock, no par value; 5,000,000 shares authorized; none outstanding      
Common stock, par value $0.01; 10,000,000 shares authorized; 3,805,636 shares issued 38 38
Additional paid-in capital 21,458 21,437
Treasury stock (1,747,706 shares at cost) (26,690) (26,690)
Retained earnings - substantially restricted 36,992 35,920
Accumulated other comprehensive loss (1,385) (1,827)
TOTAL STOCKHOLDERS' EQUITY 30,413 28,878
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 273,341 $ 228,888