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CONSOLIDATED STATEMENT OF CASH FLOWS (USD $)
In Thousands
3 Months Ended
Sep. 30, 2011
Sep. 30, 2010
OPERATING ACTIVITIES  
Net income$ 410$ 59
Adjustments to reconcile net income to cash provided by operating activities:  
Provision (recovery) for loan losses(19)9
Net impairment loss recognized in earnings24 
Depreciation2127
Accretion of discounts, premiums and deferred loan fees54493
(Increase) decrease in deferred income taxes35(13)
Increase in prepaid accrued income taxes4945
Decrease in accrued interest receivable12354
Decrease in accrued interest payable(22)(113)
Increase (decrease) in deferred director compensation payable(8)2
Decrease of prepaid federal deposit insurance premium5486
Increase (decrease) in transaction account clearing balance payable to Federal Reserve(733)637
Other, net67109
Net cash provided by (used for) operating activities(56)1,695
Available-for-sale:  
Purchase of investment securities(21,523)(3,749)
Proceeds from repayments of investments 3,740
Proceeds from repayments of mortgage-backed securities 11
Held-to-maturity:  
Purchases of investment securities(3,573)(2,970)
Purchases of mortgage-backed securities(10,243) 
Proceeds from repayments of investments35,78321,216
Proceeds from repayments of mortgage-backed securities7,86516,019
Purchases of certificates of deposit(449) 
Maturities/redemptions of certificates of deposit7851,245
(Increase) decrease in net loans receivable1,760(407)
Redemption of FHLB stock466 
Acquisition of premises and equipment(14) 
Net cash provided by investing activities10,85735,105
FINANCING ACTIVITIES  
Net increase (decrease) in transaction and savings accounts8,297(3,058)
Net decrease in certificates of deposit(4,692)(5,800)
Net decrease in advance payments by borrowers for taxes and insurance(428)(491)
Net decrease in brokered CDs(248)(2,100)
Net increase in CDARS one-way buy CDs 2,004
Repayments of Federal Home Loan Bank long-term advances(5,000)(25,000)
Net decrease in FHLB short-term advances(4,169) 
Net decrease in other short-term borrowings (2,510)
Cash dividends paid(82)(329)
Net cash used for financing activities(6,322)(37,284)
Increase (decrease) in cash and cash equivalents4,479(484)
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD1,9602,198
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD6,4391,714
Cash paid during the period for:  
Interest on deposits, escrows and borrowings4291,856
Income taxes42 
Non-cash items:  
Due to Federal Reserve Bank 1,767
Educational Improvement Tax Credit98 
Mortgage Loans Transferred To Real Estate Owned$ 182