CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
OPERATING ACTIVITIES
Net income	$ 271	$ 420
Adjustments to reconcile net income to cash (used for) provided by operating activities:
Provision (credit) for loan losses	(14)	2
Depreciation	18	18
Investment securities gains	(35)	(25)
Net impairment loss recognized in earnings	0	13
Amortization of discounts, premiums and deferred loan fees, net	304	8
Amortization of unallocated ESOP shares	42	36
Deferred income taxes	(10)	22
(Decrease) increase in accrued income taxes	89	(355)
Earnings on bank owned life insurance	(28)	(28)
Increase in accrued employee benefits	50	46
(Increase) decrease in accrued interest receivable	(231)	35
Decrease in accrued interest payable	(15)	(173)
Increase in deferred director compensation payable	13	14
Other, net	(394)	(171)
Net cash (used for) provided by operating activities	60	(138)
Available-for-sale:
Purchases of investment securities	(11,308)	(12,945)
Proceeds from sale of investments	6,145	1,015
Proceeds from repayments of investment securities	12,814	19,507
Held-to-maturity:
Purchase of mortgage-backed securities	(20,767)
Proceeds from repayments of investment securities	5,000
Proceeds from repayments of mortgage-backed securities	8,204	19,171
Purchases of certificates of deposit	(100)	(100)
Maturities/redemptions of certificates of deposit	100	597
Purchase of loans	(394)	(5,248)
Net (increase) decrease in net loans receivable	(221)	4,558
Purchase of FHLB stock	(2,818)	(3,044)
Redemption of FHLB stock	2,718	3,685
Acquisition of premises and equipment	(4)	(119)
Net cash (used for) provided by investing activities	(631)	27,077
FINANCING ACTIVITIES
Net decrease in transaction and savings accounts	(3,247)	(1,853)
Net increase (decrease) in certificates of deposit	2,583	(5,198)
Net decrease in advance payments by borrowers for taxes and insurance	(1,215)	(1,347)
Net increase (decrease) in FHLB short-term advances	2,501	(15,878)
Repayments of other short-term borrowings		(1,125)
Purchase of treasury stock		(52)
Cash dividends paid	(174)	(175)
Net cash (used for) provided by financing activities	448	(25,628)
(Decrease) increase in cash and cash equivalents	(123)	1,311
CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD	2,551	2,500
CASH AND CASH EQUIVALENTS AT END OF THE PERIOD	2,428	3,811
Cash paid during the period for:
Interest on deposits and borrowings	190	498
Income taxes	15	518
Unfunded security commitments	$ 4,931