CONSOLIDATED BALANCE SHEET (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
Assets
Cash and due from banks	$ 2,391	$ 2,514
Interest-earning demand deposits	37	37
Total cash and cash equivalents	2,428	2,551
Certificates of deposit	350	350
Investment securities available-for-sale (amortized cost of $142,971 and $150,886)	143,526	151,577
Investment securities held-to-maturity (fair value of $10,582 and $15,592)	10,492	15,489
Mortgage-backed securities held-to-maturity (fair value of $100,143 and $82,659)	99,958	82,459
Net loans receivable (allowance for loan losses of $550 and $565)	81,300	80,684
Accrued interest receivable	980	749
Federal Home Loan Bank (FHLB) stock, at cost	6,144	6,044
Premises and equipment, net	643	657
Bank owned life insurance	5,049	5,021
Deferred tax assets (net)	284	245
Other assets	310	252
TOTAL ASSETS	351,464	346,078
Deposits
Non-interest-bearing accounts	23,948	25,452
Interest-earning checking	26,010	26,881
Savings accounts	48,967	50,058
Money market accounts	23,214	22,995
Certificates of deposit	32,314	29,731
Advance payments by borrowers for taxes and insurance	835	2,050
Total deposits	155,288	157,167
Federal Home Loan Bank advances: long-term - fixed rate	10,000	10,000
Federal Home Loan Bank advances: long-term - variable rate	25,000	25,000
Federal Home Loan Bank advances: short-term	115,594	113,093
Accrued interest payable	140	155
Other liabilities	7,021	2,274
TOTAL LIABILITIES	313,043	307,689
Stockholders' equity:
Preferred stock: 5,000,000 shares, no par value per share, authorized; none issued
Common stock: 10,000,000 shares, $.01 par value per share, authorized; 3,805,636 shares issued;	38	38
Additional paid-in capital	21,604	21,596
Treasury stock: 1,921,522 and 1,921,522 shares at cost, respectively	(29,119)	(29,119)
Retained earnings, substantially restricted	47,283	47,186
Accumulated other comprehensive income	395	502
Unallocated Employee Stock Ownership Plan ("ESOP") shares	(1,780)	(1,814)
TOTAL STOCKHOLDERS' EQUITY	38,421	38,389
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 351,464	$ 346,078